Apartment prices in the Czech Republic in 2025: how much does housing cost and how have trends changed

The Czech real estate market in 2025 shows stable growth in apartment prices in all major cities. Find out how much apartments cost in Prague, Brno, and other cities, and what mortgage terms are available today

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In the third quarter of 2025, prices on the secondary housing market in the Czech Republic rose by an average of 21% year-on-year, to almost CZK 79,000 per square meter. This was reported by the Czech news agency CTK. Analysts note that no major city in the country has recorded a decline in housing prices either for the year or for the quarter, indicating steady demand for apartments even amid global economic instability.

Where did housing prices rise the most?

The largest price increase was recorded in Ústí nad Labem — +27% over the year. The average price per square meter in this city was 47,293 crowns, which is 10,034 crowns more than in the previous year.

In the capital, Prague, apartments rose in price by 12%. According to analysts, the average price of an old apartment in good condition reached CZK 149,643 per square meter, and an 80-square-meter apartment cost buyers approximately CZK 1.3 million more than last year, reaching almost CZK 12 million.

In Brno, the average price per square meter was 116,400 crowns, and a typical apartment cost about 9.3 million crowns, which is 920,000 crowns more than last year.

Ostrava remains the most affordable of the major cities, with an average price per square meter of CZK 62,088.

Apartment prices rose by 1-4% over the quarter, indicating market stabilization. Demand remains high, and even a slight increase in prices has not dampened interest in buying housing.

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Mortgage market: rates and new loans

According to David Eim, deputy chairman of the board of directors of Gepard Finance, there has been moderate growth in the credit market. Recent marketing campaigns by several banks made it possible to obtain a mortgage with a rate of 4.29%, but after the campaigns ended in September, the average rate returned to around 4.5%. The expert does not predict a significant decline in rates in the coming months.

According to Hypomonitor, the statistical platform of the Czech Banking Association, in August 2025, banks and building societies issued mortgage loans worth CZK 33.1 billion, which is 14% less than in July. New loans without refinancing decreased by 11% to CZK 25.9 billion, but remain the second largest in terms of volume in 2025. Interest rates on new loans decreased slightly on average from 4.53% to 4.52%.

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We remind you! The real estate market for Ukrainians abroad is changing rapidly. Read about which countries Ukrainians are buying homes in in 2025, what factors influence the choice of real estate, and get tips for safe and profitable purchases.

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