- In which countries do Ukrainians most often invest in real estate in 2025?
- The main factors that Ukrainians pay attention to when choosing a country to buy real estate
- How has the situation on the real estate market changed after 2014 and the full-scale war?
- The main purpose of buying real estate abroad for Ukrainians
- Who buys real estate abroad?
- Documents and legal nuances of buying real estate abroad
- The most common difficulties when buying property abroad
- Costs and taxes when buying property abroad
- Permanent residence permit and citizenship when buying real estate
- Real estate market prospects
The real estate market for Ukrainians abroad is changing rapidly. Find out in which countries Ukrainians will buy housing in 2025, what factors influence the choice of real estate and get tips for safe and profitable purchases
Since the beginning of the war, the Ukrainian real estate market has undergone significant changes. Economic instability, military operations and uncertainty have forced many citizens to look for ways to preserve and increase capital abroad. And if previously foreign real estate was mainly considered as a recreational option, today it is becoming an important tool for security, investment and asset diversification.
Read in this article where Ukrainians buy real estate, what factors influence the choice and what should be considered by those who are just planning such purchases.
In which countries do Ukrainians most often invest in real estate in 2025?
Among the popular destinations for buying real estate now stand out:
- Spain,
- Indonesia (Bali),
- Tanzania (Zanzibar),
- Turkey,
- Portugal,
- Spain,
- Germany,
- Poland.
Despite the different directions, the purpose of purchases is almost always similar: Ukrainians are interested in climate, standard of living, security, rental potential and profitability. Also important are currency stability and favorable tax policy.
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The main factors that Ukrainians pay attention to when choosing a country to buy real estate
The choice of real estate abroad is influenced by three groups of factors:
1. Economic: return on investment, currency stability, tax attractiveness, the possibility of passive income.
2. Legal: transparency of registration of ownership, ease of concluding transactions, no restrictions for foreigners.
3. Cultural and geographical: proximity to Ukraine, availability of a convenient travel route, linguistic and cultural affinity, level of infrastructure.
The combination of these factors is different for each buyer, but security and stability remain key motives.
How has the situation on the real estate market changed after 2014 and the full-scale war?
Until 2014, Ukrainians mainly invested in housing within the country, especially in large cities - Kyiv, Lviv, Odesa, Dnipro. Foreign purchases were more likely resort - in Bulgaria, Italy or Spain.
Since 2014 and the annexation of Crimea, Ukrainians have begun to seriously consider real estate abroad as a "backup airfield" and a way to protect capital.
The full-scale war of 2022 has further intensified demand: now the greatest interest is observed in Poland, Turkey, Portugal and other EU countries with good infrastructure, medical facilities and schools.
The main purpose of buying real estate abroad for Ukrainians
Ukrainians buy foreign housing for various purposes, the most common of which are:
- Temporary residence, as a "backup option" for safe housing.
- Permanent residence of the family (children, parents).
- Investment with subsequent rental.
Profitability depends on the format: long-term rental brings about 3-5% per annum, and short-term tourist rental - 5-8%. Profitability also affects the choice of location and the format of the object.
Who buys real estate abroad?
Over the past 2-3 years, the demographics of buyers have changed. The share of family Ukrainians aged 30-50 who choose housing near kindergartens and schools has increased. There are also enough clients over 50.
Many buyers do not belong to the category of "rich". The middle segment is also actively buying real estate. Professionally, these are mainly entrepreneurs and IT specialists.
Documents and legal nuances of buying real estate abroad
The transaction usually requires:
- Passport
- Foreigner Identification Number (NIE)
- Confirmation of the source of funds (statements, tax returns, contracts)
Additionally, apostilled documents and sworn translations may be required. For a mortgage, proof of income for the last 1–3 years is required.
There are no direct restrictions for Ukrainians, and physical presence during the transaction is not required - everything can be done through a representative.
A detailed procedure for registering ownership of real estate in Ukraine and European countries is in this article.
The most common difficulties when buying property abroad
Typical problems when buying property abroad:
- Currency transactions and proof of source of funds
- Delays in obtaining NIE and notarial dates
- Misunderstanding of co-ownership rules
- Unexpected costs for repairs and maintenance
The language barrier and bureaucracy can also complicate the process, so it is advisable to use the services of trusted agencies.
Costs and taxes when buying property abroad
Costs vary from country to country. For example, in Spain, additional costs on the secondary market are 10-13%, for new buildings - 12-14%. These include:
- Transfer taxes or VAT.
- Stamp duty.
- Notary and registration fees.
- Payment of a lawyer, agent or gestor.
- Property valuation (for mortgages).
- Bank commissions and transfers.
Permanent residence permit and citizenship when buying real estate
Some countries offer investors to obtain a residence permit or citizenship when buying real estate. The main destinations are: Spain, Germany, Poland, the Czech Republic, Finland, Portugal.
However, buying a home is only the first step, as each country sets its own requirements for a residence permit or citizenship.
Real estate market prospects
Experts predict stable demand for foreign real estate among Ukrainians in the coming years. Ready-to-move-in apartments are in particular demand.
If the economic situation stabilizes, mortgage conditions may improve, which will further stimulate investment in housing abroad.
Ukrainians' demand for real estate abroad continues to grow due to security, stability and investment opportunities. The main destinations are Poland, Spain, Portugal, Turkey and other EU countries and popular resort regions. When choosing housing, it is important to consider economic, legal and cultural-geographical factors, as well as the profitability of the lease and additional costs. Stable demand is forecast for the coming years, which makes foreign real estate attractive for both residence and investment.
Insurance helps to avoid unforeseen costs for repairs, natural disasters or property damage! Take care of the safety of your home and the peace of mind of your family, arrange reliable real estate insurance on the Visit Ukraine portal!
Let us remind you! More and more citizens from Europe, Asia and North America are interested in business and premium-class housing, investing with the expectation of preserving assets and increasing value in the future. We have already told you what kind of housing foreigners choose, which countries are most actively investing and why demand still remains cautious.
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