Is it possible to insure an apartment against theft?

Many owners of apartments and private houses are concerned about protecting their homes from malicious acts by third parties. Find out how to insure your apartment against theft and why you should contact Visit Ukraine specialists when taking out insurance
In today's world, where unforeseen events can happen at any time, insuring your home against theft is not just an option, but a necessity. It is worth thinking about this now, because protecting your property from criminal acts is an investment in your peace of mind and financial stability. This article will help you understand what property insurance in Ukraine actually covers and how to get it.
Is there theft insurance in Ukraine?
Yes, online property insurance against theft is definitely available in Ukraine. Typical property insurance usually covers the risks of fire, flooding and natural disasters.
What does a standard policy usually cover?
– natural phenomena (lightning strikes, fires caused by lightning, storms, hurricanes, etc.);
– domestic incidents (fire, gas leaks, smoke, flooding, etc.);
– unlawful acts of malicious persons (damage to property, theft, robbery, etc.).
What is extended coverage?
Extended coverage provides additional insurance against risks caused by military actions:
– missile strikes;
– strikes by UAVs and drones;
– explosions of ammunition and mines;
– damage caused by terrorist acts.
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What should you pay attention to when taking out insurance?
To protect your home as much as possible, pay attention to the following aspects when taking out a policy:
What documents do you need to provide?
Passport (document proving the identity of the insured person).
Identification code (TIN) of the insured person.
When can the company refuse to pay?
1. The event is not an insured event.
2. Inaccurate data or fraud.
3. Late notification of an insured event.
4. Failure to comply with the terms of the contract, failure to comply with mandatory safety requirements, violation of the terms of use of the home.
5. Events that occurred before the policy came into effect or after it expired.
6. Actions of the insured or persons living in the dwelling.
7. Lack of supporting documents.
Who can take out apartment insurance?
Insurance for rented accommodation can be taken out by both the owner of the apartment and the tenant.
Where can I take out a policy?
The easiest and most convenient option is to take out an insurance policy online. Visit Ukraine allows you to quickly and efficiently insure your home, providing comprehensive protection tailored to your individual needs.
Theft insurance is not a luxury, but a necessity in today's world. It gives you peace of mind knowing that your property is protected even when you are not at home. Protecting your home is easy if you know where and how to take out a reliable insurance policy. Take care of your home's safety today!
Photo: Freepik
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