Mini-Hull insurance from trusted insurers: how to avoid fake policies

In 2025, Ukrainian drivers are increasingly choosing Mini-Hull insurance Ukraine as a reliable way to protect their cars without overpaying. However, along with the growing popularity of insurance, cases of fraud have become more frequent — numerous fake policies and websites have appeared on the market. Learn how to distinguish a genuine document from a fake, check an insurance company, and purchase Mini-Hull insurance online

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In 2025, mini-Hull insurance is becoming increasingly popular in Ukraine, with thousands of drivers choosing this option as an affordable alternative to comprehensive insurance. Mini Hull covers the main hull risks, but costs significantly less. However, along with the growth in demand, the number of fraudulent schemes has increased — fake PDF policies and fake websites. We will tell you how to get comprehensive insurance for your car online, check the authenticity of your insurance policy, and choose reliable insurance companies in Ukraine.

What is mini-hull insurance and who is it suitable for?

Mini-hull insurance is a simplified hull insurance programme that protects drivers from basic risks. Unlike comprehensive hull insurance, the policy covers basic cases, so it costs 2–3 times less.

This option is especially beneficial for owners of inexpensive cars or those who do not want to overpay for extended packages.

Moreover, on the Visit Ukraine portal, you can take out Mini-Hull, which covers military risks.

Why it is important to buy insurance only from trusted companies

In 2025, there was an increase in the number of cases of insurance policy forgery. Fraudsters create copycat websites of popular brands and sell unlicensed ‘documents’. As a result, the driver is left without compensation, and the policy is declared invalid.

Only purchase insurance from companies included in the official register of the National Bank of Ukraine — only licensed insurers have the right to sell car insurance to drivers in Ukraine. Trusted insurance companies in Ukraine post information about their licences and contact details on their websites — this is the first sign of reliability.

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How to check the authenticity of an insurance policy

Before purchasing, be sure to verify that the policy is genuine. There are several ways to do this:

▪️ Check the policy number on the insurance company's website or in the NBU register.

▪️ Ensure that the document contains a QR code and an electronic signature.

▪️ Verify the seller's details and the company's official address.

If the price is suspiciously low or the website does not contain any contact details, this is a sign of fraud. Do not buy insurance through Telegram or unofficial chats — this is how fake car insurance policies are often distributed.

Where to purchase a genuine policy online

The safest way is to purchase Mini-Hull insurance online from trusted insurers. This can be done:

▪️ on the official websites of insurance companies;

▪️ through reliable platforms that only work with licensed partners.

On Visit Ukraine, you can get Mini-Hull insurance online in a few minutes: enter your car details, select the dates and pay for the policy securely. The document is immediately sent to your email, and its authenticity can be verified in the database.

In addition, through Visit Ukraine, you can rent a car in Ukraine and get full coverage in one click — convenient and safe for travelling.

How to recognise a fraudulent offer

Genuine car insurance can be distinguished by several signs:

1. Suspiciously low cost — a warning sign.

2. Lack of public contact details and licence.

3. Payment via transfers to personal cards rather than to the company's account.

4. Negative reviews and lack of an official website.

Before buying, always check who you are dealing with. If in doubt, take out a policy through verified platforms.

It is important to understand that taking out Mini-Hull insurance is a smart move for any driver who wants to protect their car without unnecessary expenses, especially in wartime. But for the insurance to really work, it is important to buy it only from reliable companies. The safest option is to take out car insurance online through trusted platforms, where each policy is verified.

Planning to take out Mini Hull Insurance?

Choose only trusted insurers — take out a policy online in a few clicks on Visit Ukraine and be confident in your safety on the road.

Reminder! In the current climate, car insurance has become more than just a formality; it is a real protection against financial risks. However, even experienced drivers often make mistakes when choosing a policy, which can be costly. Learn more about the top 5 mistakes and how mini comprehensive insurance can help you avoid them.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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