How to get a Mini Hull Insurance payout: what to do when an insured event occurs?

Many Ukrainian drivers choose Mini Hull Insurance as a convenient and affordable insurance that covers basic needs and unpleasant situations that may arise on the road. Find out more about Mini Hull Insurance, possible covered events, the algorithm for receiving payments and the required packages of documents

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Mini Hull Insurance for car is quite popular among Ukrainian drivers, as it is in fact a reduced offer for those who do not want to overpay for the entire Mini Hull package. Of course, the scope of insurance risks covered is also limited: an accident involving another driver, destruction of a car as a result of a natural disaster or passive consequences of war. However, drivers are usually satisfied with this option, as the location is not important for Mini Hull, whether it is a car park or an international road. Learn more about Mini Hull and the algorithm for receiving payments on the Visit Ukraine portal.

What is the algorithm for obtaining Mini Hull insurance?

1. After an insured event occurs, a person must contact the company that is the insurer.

2. If the insured event is a road accident, you must contact the insurer no later than 3 days after the accident. In the notification, you must indicate the location of the car, your contact phone number and address.

3. Within 30 days of the insured event, the person must submit an application to the insurer for compensation.

What information should be provided in the claim form?

- Name of the insurer to which the claim is submitted or MTIBU;

- surname, first name, patronymic (name) of the applicant, his/her place of residence (actual and registered) or location;

- the content of the applicant's property claim for compensation for the damage caused and the information (if any) confirming it;

- information on mutual settlements already made between the persons whose liability is insured or other persons responsible for the damage and the victims;

- signature of the applicant and date of submission of the application.

What documents are attached to the claim for compensation?

- Citizen's passport or other identity document;

- a document confirming the person's right to receive insurance indemnity (for example, a power of attorney or a lease agreement), if the person is not the victim (or his/her legal representative);

- identification number;

- a document confirming the ownership of the car at the time of the insured event;

- bank details of the person.

4. Within 15 days (but no later than 90 days from the date of receipt of the application) from the date when the insurer and the person have determined the amount of compensation, the insurer shall decide on the insurance indemnity,

5. Within 3 business days after the decision is made, the insurer sends a notice to the person and makes the payment.

Please note! Payments are made to the card, and the insurer is charged a penalty for late payments in accordance with the law.

What Mini Hull insurance packages are available?

You can currently purchase several insurance packages on the Visit Ukraine portal. To do this, you need to specify your country of citizenship, the period of insurance and the type of car (available for cars). You will then be able to choose one of the following options:

- Mini Hull Insurance ‘Maximum + military risks’;

- Mini Hull Insurance ‘Basic’;

- Mini Hull Insurance ‘Economy’.

What insured events are covered by Mini Hull Insurance?

The services provided depend on the Mini Hull Insurance package. The largest amount of coverage is, of course, the ‘Maximum + Military Risks’ package.

What insured events are covered by the ‘Maximum + Military Risks’ Mini Hull package?

- complete destruction of the vehicle in case of passive war risks (for more information on passive war risks, see the material on Visit Ukraine);

- tow truck costs;

- Road traffic accident in the presence of a second party to the event;

- complete destruction of the vehicle as a result of a natural disaster.

What insured events are covered by the ‘Basic’ Mini Hull package?

- Complete destruction of the vehicle as a result of a natural disaster.

- Road traffic accident if there is a second party to the event.

What insured events are covered by the ‘Economy’ Mini Hull package?

- Road traffic accidents in the presence of the second party to the event.

Looking for reliable but affordable protection for your car in Ukraine?

Mini Hull insurance from Visit Ukraine is the best choice for drivers who value safety but don't want to overpay. Protect your car from major risks, including military ones, at an affordable price. Suitable for both Ukrainian and foreign-registered cars. Quick online registration without any hassle — only with trusted insurance companies.

Reminder! Mini Hull insurance and motor third-party liability insurance are two types of car insurance that perform different functions and often cause confusion among drivers. One policy is mandatory for every car owner, while the other is voluntary but provides additional protection for your car. What is the difference between Mini Hull insurance and MTPL insurance, and in which cases should you choose both policies — we explain here.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

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