Can I enter Ukraine without medical insurance?

Medical insurance for entry into Ukraine in 2025 remains an important condition for safe travel. Find out how to choose a policy, what types of insurance are available and how to buy online

Take care of reliable insurance for safe entry and stay in Ukraine

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Traveling to Ukraine in 2025? Whether you're a tourist, volunteer, journalist or going to visit relatives, it's important to know if medical insurance for Ukraine is mandatory – and why having the right coverage could save you a lot of trouble (and money). 

Here's a complete guide to Ukraine entry requirements 2025, types of Ukraine travel insurance, and how to stay protected during your visit – even in times of uncertainty.

Read this article to learn what can be imported into Ukraine from abroad.

Do foreigners need travel insurance to enter Ukraine in 2025?

Is insurance required to enter Ukraine? The requirements for having a travel insurance policy depend on the citizenship of the foreigner and the conditions of his travel.

In particular, a health insurance policy is a mandatory document that must be presented when obtaining a Ukrainian visa. Also, according to Ukrainian legislation, foreign journalists working in a combat zone must have insurance with war risk coverage Ukraine.

Follow the link and find out in which cases a visa to Ukraine is required and how to apply for it.

As for tourists and those visiting relatives, a travel insurance policy is on the list of documents required for visa-free travel, but it may not always be asked for when passing through control.

Even if it's not mandatory, purchasing insurance for Ukraine trip is strongly recommended for your safety and peace of mind.

If you are planning a trip by your own car, be sure to follow the link and read our guide on how to cross the Ukrainian border in a car with foreign license plates.

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What happens if you travel to Ukraine without insurance?

If a foreigner comes to Ukraine without medical insurance, he may face several problems:

1. Medical insurance is mandatory for obtaining a visa or temporary residence permit in Ukraine. Without a valid insurance policy, your documents may not be accepted or you may be denied entry/residence.

2. Staying in any country in the world, and especially in conditions of martial law, brings unforeseen situations. It can be anything: from ordinary food poisoning, an accident, a sudden illness to injuries associated with military threats. Without insurance, the cost of medical services can be extremely high.

3. Having a policy is a significant savings in the event of hospitalization, emergency medical care or scheduled treatment. Insurance will cover the costs of doctor consultations, diagnostics, medications, surgeries, and rehabilitation, freeing you from huge financial burdens.

That’s why many travelers choose insurance with extended war risk coverage, available on Visit Ukraine.

What type of medical insurance do you need for Ukraine?

​​In 2025, Ukrainian insurance companies offer a wide range of programs that can be divided into two main categories:

Standard medical insurance

​​Standard policies (travel/medical insurance) cover typical medical risks that arise while abroad or in an unfamiliar country. They usually include:

- Outpatient treatment (doctor visits, consultations).

- Inpatient treatment (hospitalization, surgeries).

- Emergency medical care and transportation.

- Medication prescribed by a doctor.

- Assistance with injuries, poisoning, exacerbation of chronic diseases.

- Coverage of risks associated with COVID-19 (diagnosis, treatment, observation).

Who is it for?

Standard policies are ideal for tourists, short-term visitors who are not afraid of the risks of war, or those applying for a long-term visa. They offer peace of mind to those exploring the territory of Ukraine, which is far from the war zone and does not require protection from military risks.

Medical insurance with war risk coverage

Travel insurance Ukraine war coverage are especially relevant in Ukraine in 2025, as they provide extended coverage that includes risks associated with war, terrorist acts, and other consequences of armed conflict. Such a policy may cover:

- Injuries resulting from shelling, explosions, falling debris.

- Emergency medical care and hospitalization in the event of such events.

- Evacuation from dangerous zones or to safe medical facilities.

- Assistance in the event of terrorist acts.

- Other risks directly caused by military actions that are not covered by standard policies.

Who is it for?

Especially recommended for journalists, volunteers, foreigners planning a long-term trip to Ukraine, as well as all those who want to be protected from any military risks in Ukraine.

Both options can be purchased online in just a few clicks via Visit Ukraine Insurance Portal.

How to buy medical insurance for Ukraine online?

To apply for a health insurance policy on the Visit Ukraine portal, you only need a passport. To purchase insurance, you must perform the following actions:

Step 1 – Prepare your passport.

Step 2 – Choose an insurance package (that meets your request).

Save time and travel with peace of mind — get your medical insurance for foreigners in Ukraine here.

Step 3 – Choose the insurance validity period.

Step 4 – Enter your date of birth.

Step 5 – Fill out the form with information about the insured person (full name, e-mail, contact phone number, passport details, citizenship and place of residence).

Step 6 – Sign the insurance contract (you will need to enter a special code that will be sent to the specified e-mail).

Step 7 – Pay for the insurance policy.

You will receive a travel insurance policy to your email address. The document is already valid for passing Ukrainian border control.

Is travel insurance still needed if I already have EU/global insurance?

In most cases, the answer to the question of whether EU travel insurance is valid in Ukraine is negative. Ukraine is not part of the EU or the Schengen zone.

Moreover, martial law is ongoing in the country, which is one of the main exceptions to the coverage of most European insurance policies.

Many travelers mistakenly believe that their EU health insurance will be valid in Ukraine. However, this may result in a refusal of entry or lack of assistance in the event of an emergency.

Standard policies issued in EU countries are not obliged to cover treatment or accidents in Ukraine. And even if such coverage formally exists, the insurer may refuse to pay due to the exclusion of military risks (force majeure).

According to the requirements for entry into Ukraine for foreigners, all travelers must present a policy that:

- Covers treatment and observation in case of COVID-19;

- Is valid in Ukraine for the entire period of stay;

- Issued by an insurance company registered in Ukraine or with a Ukrainian representative office;

- Contains coverage for war risks in Ukraine (optional, but desirable in martial law conditions).

To comply with the requirements of the law, travelers can take out official Visit Ukraine insurance policy, which even covers war risks - something that most European policies do not provide.

Final tips before entering Ukraine in 2025

Before you pack your bags, take a few extra steps to ensure your trip to Ukraine goes smoothly:

- Check the latest requirements for entering Ukraine in 2025. Rules may change depending on geopolitical or medical situations, so stay informed.

- Keep your insurance policy with you. A digital copy on your phone or email is usually enough, but easy access can save time during border checks or emergencies.

- Be prepared for sudden changes. The security situation in some regions can change quickly, and having the right insurance, especially with war risk coverage, will help you stay protected.

- Know where to get help. Keep contact information for local embassies, hospitals, and emergency services.

- Stay in touch. Get a local SIM card or eSIM to access maps, news alerts, and real-time emergency updates. Mobile connectivity is critical in uncertain conditions.

- Install the Air Alert app (App Store | Google Play). When it notifies you of danger, stop all activities and immediately head to the nearest shelter. The algorithm of actions for foreigners during an air alert is in this article.

Read here why the two-wall rule no longer saves: how to protect yourself during shelling in Ukraine in 2025.

- Always carry your original passport and copies of important documents with you.

- Plan your route taking into account the availability of shelters.

- Follow curfews.

- Avoid conflict zones, as well as participation in rallies or mass gatherings.

- Pay attention to suspicious objects and people, report them to law enforcement.

- Learn basic phrases in Ukrainian.

Don’t take risks – secure your trip with the right travel insurance for Ukraine. It’s fast, affordable and reliable.

Reminder! Ukraine is always happy to welcome foreign guests and its borders, despite the war, remain open to tourists. We have already told you how to come to Ukraine and what is needed for this.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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