How to issue a health insurance policy for a temporary residence permit in Ukraine?

Obtaining a temporary residence permit in Ukraine requires not only a correctly compiled set of documents, but also compulsory medical insurance. This is an important step that guarantees protection in case of unforeseen situations during your stay in the country. Learn more about the requirements for an insurance policy and how easy it is to get one online

Insurance with war risk coverage for safe entry and stay in Ukraine

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Foreigners who plan to legally reside in Ukraine must comply with certain requirements, and one of the key conditions is having valid medical insurance. This is not just a formality, but also a guarantee of safety in case of illness or accident.

How to properly obtain an insurance policy for a temporary residence permit in Ukraine, what requirements apply in 2025, and how to avoid common mistakes — we will tell you more in this article.

In previous articles, we discussed:

How to obtain a temporary residence permit in Ukraine?

The most common problems when obtaining a temporary residence permit in Ukraine?

Obtaining a residence permit in Ukraine for citizens of visa-free countries: does visa-free travel affect the process?

Do I need to take out insurance to get a residence permit in Ukraine in 2025?

Yes, medical insurance is a mandatory requirement for applying for a temporary residence permit in Ukraine. Without a valid insurance policy, your documents will not be accepted for consideration. The policy must cover the entire period of validity of the permit, which is usually one year.

The following parameters are mandatory: territory of validity — Ukraine, duration — at least one year, coverage of medical expenses (treatment, hospitalisation, emergency care).

How to choose the right type of D visa and how long foreigners can stay in Ukraine without a visa — follow the links.

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It can be difficult for foreigners to understand all the nuances of submitting documents on their own, especially in the context of constant changes. That is why the Visit Ukraine portal offers the support of lawyers specialising in migration issues who will accompany you through the process of legalising your stay in Ukraine: they will help you prepare the correct set of documents, arrange insurance and avoid refusals. Contacting specialists significantly increases the chances of successfully obtaining a residence permit without unnecessary delays.

Medical insurance for TRPs in Ukraine: Who needs to take out a policy?

All foreigners applying for a temporary residence permit in Ukraine, regardless of the grounds, must take out medical insurance. These may be students studying at Ukrainian universities; foreign specialists employed in Ukraine; volunteers officially assisting within the framework of programmes; investors, participants in international projects and other categories. In all cases, the policy is included in the list of required documents.

Read also: How to independently cancel a temporary residence permit in Ukraine?

What should a medical insurance policy for foreigners include: requirements in 2025

According to the requirements for 2025, a medical insurance policy for foreigners must meet the following criteria:

– coverage for the entire territory of Ukraine

– validity period — at least one year

– coverage of medical expenses, hospitalisation, emergency care. It is also recommended to choose a policy that covers military risks

– compliance with the conditions established by the State Migration Service of Ukraine.

What to do if a foreigner's passport or residence permit has expired in Ukraine— find out here.

How much does it cost to obtain a residence permit in Ukraine and how to extend the validity of a residence permit during the war in Ukraine— follow the links.

How to get insurance for a temporary residence permit?

You can take out annual medical insurance with war coverage for a temporary residence permit in Ukraine on the portal in just a few minutes. To do this:

1. Follow the link and select your citizenship.

2. Select the Armor + Year of Protection insurance package. This policy is valid for one year and is suitable for obtaining a temporary residence permit. Packages with coverage of 30,000 euros and 100,000 hryvnia are available.

3. Enter your date of birth. The service will automatically calculate the cost of insurance for one person for the selected period.

4. Fill in the form with the insured person's details (full name, email, contact phone number, passport details, citizenship and place of residence). At this stage, you can add details of other insured persons if you plan to travel with someone else.

5. Read the terms and conditions of the contract and confirm the policy (you will need to enter a special code that will be sent to the email address you provided).

6. Pay for the policy using your preferred payment method.

7. You will receive the completed medical insurance policy at the email address you provided. You do not need to print it out — simply save the electronic insurance policy on your smartphone or other device, as it has the same legal force as a paper copy.

How to avoid mistakes when purchasing insurance: useful tips

To avoid problems with submitting documents for a temporary residence permit, it is important to take out an insurance policy in advance, before you start preparing your application. Check that the policy meets all the current requirements, carefully check your personal details in the documents, and do not use dubious intermediaries.

A safe and reliable choice would be to use the proven service Visit Ukraine, where medical insurance is officially issued for one year and includes coverage for military risks — exactly what you need to apply for a permit.

Simply select the Armor + Year of Protection package, take out a policy and ensure yourself a peaceful and legal stay in Ukraine!

Reminder! Applying for a residence permit in Ukraine can be done partially remotely, but some stages require personal presence. Can I apply for a residence permit in Ukraine remotely? We explain here.

Photo: Shutterstock

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We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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