Precautionary measures are mandatory: how can foreigners get insurance in Ukraine?

Despite the war, Ukrainian territories continue to welcome foreign guests. However, when travelling to Ukraine, it is still necessary to take care of your safety. Find out why it is so important to have Ukrainian insurance during your trip and what services you can count on.

Take care of reliable insurance for safe entry and stay in Ukraine

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A trip to Ukraine is not only an opportunity to enjoy the beauty of its historical sights and the hospitality of local residents, but also a responsibility for your own safety. In today's world, no one is immune to unforeseen circumstances, so it is important to be prepared for any situation, including medical and other emergencies.

In addition, given that a full-scale war is still ongoing in Ukraine, it is necessary to consider taking out insurance that covers war risks. We will tell you more about the importance and advantages of extended coverage insurance below.

What is curfew and why should you not be afraid of it – we explain here.

How to avoid risks and make your trip to Ukraine as safe as possible – read the link.

Why is it important for foreigners to have Ukrainian insurance?

There are several reasons for this, but the most important one is that due to the martial law in Ukraine, most foreign insurance policies automatically become invalid upon entry into Ukraine. This is because most insurance companies do not cover risks associated with war in any country where military operations or armed conflicts are ongoing.

According to Ukrainian law, foreigners and stateless persons may cross the state border to enter Ukraine provided they have a policy (certificate) insurance for the entire period of stay in Ukraine, issued by an insurance company registered in Ukraine or a foreign insurance company that has a representative office or contractual relations with a partner insurance company in Ukraine.

If you want to be sure of your safety in Ukraine, the best option is to purchase a Ukrainian insurance policy, which has a number of advantages:

– no restrictions on coverage related to war;

– no red tape – the policy is guaranteed to comply with Ukrainian law;

– quick and easy to arrange.

Choose the most convenient insurance policy on the Visit Ukraine portal!

If you don't know which insurance policy to choose for entry into Ukraine, Visit Ukraine specialists have developed recommendations especially for you.

Please note! The insurance policy is valid on the territory of Ukraine, except for the temporarily occupied territories of Luhansk, Donetsk, Kherson and Zaporizhzhia regions and the Autonomous Republic of Crimea, as well as the territories of direct military conflict (front lines).

Who needs insurance covering military risks to enter Ukraine?

According to Part 53 of Article 7 of the Law of Ukraine ‘On Insurance’, insurance covering military risks is mandatory for foreign journalists, reporters, correspondents, opinion leaders, and media representatives.

Insurance for volunteers does not provide mandatory coverage for military risks, but it is always necessary to take into account that their work is associated with an increased level of danger. In this case, an extended policy is the best option.

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What coverage does a military risk insurance policy provide?

When planning a trip to Ukraine, foreigners can take out standard medical insurance, which will cover a standard list of cases and services. However, given the increased risks, it is advisable to take out extended coverage.

Insurance with war risk coverage includes standard medical insurance coverage and additionally covers the risks of war. Accordingly, the insurance covers:

1. Diagnosis and treatment of COVID-19, including the costs of compulsory observation. Currently, there are no restrictions on coronavirus infection in Ukraine, but in the event of illness, the insured person will be able to receive diagnosis, treatment and other necessary medical services within the scope of the policy.

2. Outpatient treatment (doctor's visits, consultations, examinations, etc.), medication (prescribed by a doctor) and hospitalisation (stay in an intensive care unit, resuscitation ward, purchase of medicines, etc.).

3. Emergency dental care. In particular, in the event of acute toothache requiring urgent dental care for medical reasons (assistance is provided within the established limits).

4. Medical evacuation (if necessary)

5. Repatriation of the insured person (or their body in case of death) from the place of stay to their place of permanent residence.

6. Accidents, injuries and fatalities that may occur as a result of active or passive military risks or terrorist acts.

For information on how foreign tourists can contact a hospital in Ukraine, please follow the link.

Quite often, military risks can lead to road accidents and injuries. In addition, your car may be damaged by shelling or falling debris. To avoid worrying about financial losses and protect your car from damage, we recommend purchasing MINI-CASCO car insurance before entering Ukraine.

What is the price of insurance for entry into Ukraine?

Find out how much treatment will cost for foreigners without insurance on the Visit Ukraine portal.

How to get insurance with war risk coverage?

To get insurance with war risk coverage on the Visit Ukraine portal, you only need your passport. To buy insurance, you need to do the following:

1. Prepare your foreign passport;

2. Select an insurance package (that meets your needs).

3. Select the insurance period

4. Enter your date of birth.

5. Fill in the form with the insured person's details (full name, e-mail, contact phone number, passport details, citizenship and place of residence).

6. Sign the insurance contract (you will need to enter a special code that will be sent to the specified email address).

7. Pay for the insurance policy.

Advantages of purchasing a medical insurance policy on the Visit Ukraine portal

1. Speed and convenience – the price is calculated instantly, and you can purchase the policy in just a few clicks.

2. Optimal price and convenient payment methods.

3. Security – you can receive the policy immediately by email.

4. Ability to choose the optimal coverage for your needs and budget

5. Support – the service is available around the clock.

Reminder! We previously discussed who would benefit from a one-year insurance policy covering military risks.

Photo: Freepik

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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