Comment obtenir une indemnisation après un accident si le conducteur responsable n'a pas de police d'assurance responsabilité civile automobile : instructions étape par étape

Obtenir une indemnisation après un accident lorsque le coupable n'a pas de police d'assurance responsabilité civile automobile peut être une tâche difficile, mais il existe certaines étapes qui peuvent vous aider à être payé. Découvrez-en plus sur l'algorithme correct des actions dans une telle situation

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Ukraine has a compulsory motor insurance system that provides compensation in the event of an accident through the motorist's motor vehicle insurance policy. However, if the culprit does not have an up-to-date policy, this may complicate the process of obtaining compensation for the victim.

Let's look at how to act in such a situation in 2025 and what has changed in the legislation.

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Algorithm of actions if the culprit does not have a motor citizen policy

1. Call the police

Even in the event of a minor accident, it is necessary to call the police to draw up an official report. This document is a key piece of evidence for further appeal to the relevant authorities.

Please note! If the culprit does not have a motor vehicle liability insurance policy, the Europrotocol cannot be drawn up, as it is provided only for cases where both participants have valid insurance.

2. Fixing the scene of the accident

Before the police arrive, it is necessary to record the scene of the accident by taking photos and videos. This will help confirm the circumstances of the accident. It is important not to move the vehicles until the police arrive.

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3. Contacting the Motor Transport Insurance Bureau of Ukraine (MTIBU)

If the culprit of the accident does not have an insurance policy, compensation to the victim is provided at the expense of the MTIBU reserve fund.

The application procedure in 2025 has been simplified: you can submit an application online through the MTIBU's official website. After registration, the victim gets access to a personal account where they can monitor the status of the case.

4. Inspection of the car by an MTIBU representative

It is forbidden to repair the car before the MTIBU expert inspects it. Otherwise, the victim risks being denied compensation.

Advantages of taking out a car insurance policy at Visit Ukraine

There are several advantages of taking out a CTPCI insurance policy on the Visit Ukraine platform:

✅ Speed and convenience - the ability to apply for a policy online in a few clicks.

✅ Guaranteed coverage - compliance with all legal requirements of Ukraine.

✅ Affordable price - favorable rates without hidden fees.

✅ 24/7 support - consultations and assistance in case of an accident.

✅ Instant electronic delivery - the policy is immediately sent to the email after registration.

🔹 Take out a car insurance policy on Visit Ukraine right now and travel without any worries!

Take care on the roads and travel safely! 🚗

We remind you! Since the beginning of 2025, insurance companies have been setting tariffs independently, and the cost of CTP insurance for cars may vary depending on many factors. You can find out how much CTPCI will cost for different vehicles in 2025 here.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

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