Come ottenere un risarcimento dopo un incidente se il conducente responsabile non ha una polizza di assicurazione per responsabilità civile auto: istruzioni passo-passo

Ottenere un risarcimento dopo un incidente quando il colpevole non ha una polizza di assicurazione per responsabilità civile auto può essere un compito difficile, ma ci sono alcuni passaggi che possono aiutarti a ricevere il pagamento. Scopri di più sul corretto algoritmo di azioni in una situazione del genere

Richiedi un'assicurazione auto su Visit Ukraine - protezione garantita sulla strada in soli 5 minuti!

EFFETTUA UN ORDINE

Ukraine has a compulsory motor insurance system that provides compensation in the event of an accident through the motorist's motor vehicle insurance policy. However, if the culprit does not have an up-to-date policy, this may complicate the process of obtaining compensation for the victim.

Let's look at how to act in such a situation in 2025 and what has changed in the legislation.

🚗 Take out a car insurance policy quickly and safely online at Visit Ukraine - and travel without any worries!

Algorithm of actions if the culprit does not have a motor citizen policy

1. Call the police

Even in the event of a minor accident, it is necessary to call the police to draw up an official report. This document is a key piece of evidence for further appeal to the relevant authorities.

Please note! If the culprit does not have a motor vehicle liability insurance policy, the Europrotocol cannot be drawn up, as it is provided only for cases where both participants have valid insurance.

2. Fixing the scene of the accident

Before the police arrive, it is necessary to record the scene of the accident by taking photos and videos. This will help confirm the circumstances of the accident. It is important not to move the vehicles until the police arrive.

Take care of reliable protection on the roads of Ukraine in advance - take out a motor third party liability insurance on the Visit Ukraine portal!

Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!

3. Contacting the Motor Transport Insurance Bureau of Ukraine (MTIBU)

If the culprit of the accident does not have an insurance policy, compensation to the victim is provided at the expense of the MTIBU reserve fund.

The application procedure in 2025 has been simplified: you can submit an application online through the MTIBU's official website. After registration, the victim gets access to a personal account where they can monitor the status of the case.

4. Inspection of the car by an MTIBU representative

It is forbidden to repair the car before the MTIBU expert inspects it. Otherwise, the victim risks being denied compensation.

Advantages of taking out a car insurance policy at Visit Ukraine

There are several advantages of taking out a CTPCI insurance policy on the Visit Ukraine platform:

✅ Speed and convenience - the ability to apply for a policy online in a few clicks.

✅ Guaranteed coverage - compliance with all legal requirements of Ukraine.

✅ Affordable price - favorable rates without hidden fees.

✅ 24/7 support - consultations and assistance in case of an accident.

✅ Instant electronic delivery - the policy is immediately sent to the email after registration.

🔹 Take out a car insurance policy on Visit Ukraine right now and travel without any worries!

Take care on the roads and travel safely! 🚗

We remind you! Since the beginning of 2025, insurance companies have been setting tariffs independently, and the cost of CTP insurance for cars may vary depending on many factors. You can find out how much CTPCI will cost for different vehicles in 2025 here.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.