Travel Insurance for Ukraine 2025: What’s Covered vs. Excluded

Travel insurance in Ukraine in 2025 remains relevant for all foreigners planning to enter the country. At the same time, in the context of a full-scale invasion, war risk insurance is gaining popularity. Find out what unforeseen circumstances are covered by medical insurance for foreigners in Ukraine and where to purchase it

Take care of reliable insurance for safe entry and stay in Ukraine

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Insurance for foreigners in Ukraine is a mandatory document when crossing the border to enter the country. But don't think that this is just a formal requirement of current legislation. Medical insurance in Ukraine will not only save you money in case of hospitalization or outpatient treatment, but also significantly reduce the burden on the state budget of the country you are traveling to.

It should not be forgotten that Ukraine is currently at war with an aggressor state. Possible explosions, terrorist acts, and riots are added to the list of unpleasant surprises for foreign tourists. Only war risk insurance in Ukraine, a system that has been actively operating since 2023 and has already proven its effectiveness, can protect you from such events.

In this article, we will discuss why you need medical insurance, why you should choose a policy that covers war risks, and where to buy insurance for a trip to Ukraine.

Learn more about life in Ukraine:

▶ tourism opportunities;

▶ how to get to Ukraine by car;

▶ popular travel destinations;

▶ specifics of employment;

▶ features of education;

▶ immigration procedure to Ukraine;

▶ how you can support Ukraine.

What does insurance for travel to Ukraine actually cover?

Specialized insurance products designed for travel to Ukraine can cover a wider range of risks than standard policies. A standard policy will guarantee financial compensation in the following cases:

– hospitalization and outpatient treatment;

– emergency medical care and transportation (evacuation);

– repatriation of the body in case of death;

– treatment of injuries sustained as a result of accidents.

The main difference between policies for Ukraine is military risks. Extended coverage includes risks associated with shelling, mine danger, and other consequences of hostilities.

When it comes to car insurance policies, standard risks include damage caused by natural disasters (floods, hurricanes), fires, and traffic accidents.

To get a full insurance package, including coverage for war risks, you can purchase a policy online at Visit Ukraine. This ensures that you will be protected from unforeseen circumstances.

What does a standard policy not cover?

It is important to know what risks are not covered to avoid unpleasant surprises. A standard policy does not usually cover:

1. Any damage caused by your intentional actions or deliberate participation in protests, hostilities, or armed conflicts.

2. Travel to areas designated as high-risk zones — in the case of Ukraine, this refers to frontline areas where the policy is not valid.

3. Damage sustained while driving a vehicle without a valid driver's license.

Important! Always read the insurance terms and conditions carefully before purchasing – don't hesitate to ask your insurance agent for clarification.

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Why combine it with Mini Hull insurance?

Mini Hull insurance is an important addition to the mandatory car insurance policy in Ukraine – the “Green Card”. Compulsory insurance covers third-party costs, while Mini Hull insurance covers the vehicle owner.

Comprehensive protection: Mini Hull insurance for travel provides protection against traffic accidents, theft, damage due to natural disasters or fires, as well as other unforeseen situations on the road.

Benefits and safety: The combination of travel insurance and Mini Hull insurance allows you to feel more confident and not worry about possible financial losses associated with damage or loss of your car.

On the Visit Ukraine website, you can purchase Mini Hull insurance together with the main policy, which simplifies the process and ensures that your car is also protected.

Where to buy insurance for a trip to Ukraine?

The most convenient and fastest way to buy insurance is to apply online.

The Visit Ukraine website offers insurance products from trusted companies. Transparent terms and conditions, the ability to complete the process in a few minutes, and support in English make the process as comfortable as possible.

Detailed instructions on how to get insurance for a trip to Ukraine and how to purchase a policy online have been published in previous articles.

Traveling without insurance can be risky. Purchase medical insurance with coverage for war risks in Ukraine and a Mini Hull insurance policy on Visit Ukraine to make your trip safe and comfortable.

Reminder! Foreigners in Ukraine may encounter unforeseen circumstances, primarily related to martial law. Read practical advice for foreign travelers in case of shelling or air raid alerts on the Visit Ukraine portal.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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