Insurance against shelling: reality or myth? Let's look at some examples

The opportunity to insure your property against military risks, demonstrating that this is a real and effective way to protect your property. Find out how shelling insurance works, what risks it covers, and how to quickly take out a policy to protect your home

Apartment insurance against damage, destruction and theft

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During the full-scale war in Ukraine, the issue of property protection has become more relevant than ever. With each rocket attack and drone strike, the number of damaged apartments and houses increases, and with it, the fear of property owners. This has given rise to many myths about the impossibility of insuring homes against military risks. Many believe that no insurance company will cover damage from shelling, explosions or other consequences of hostilities. But is this really the case?

Why does insurance against shelling seem impossible?

The main concern, which experts dispel, is that insuring property against war is a myth. Many standard insurance contracts do indeed have a clause that excludes military risks from the list of insured events. This creates the impression that it is impossible to protect your home from shelling or explosions.

However, this is only part of the truth. With the start of the full-scale invasion, new products have appeared on the insurance market that are specifically adapted to modern realities. This has dispelled the myths about the ‘impossibility’ of insuring real estate against war. Now owners can protect their property quickly, reliably and without unnecessary bureaucratic hassle.

How does property insurance work during wartime?

Modern insurance policies against military risks are an effective protection tool that covers damage caused by shelling, missile strikes, explosions, and other consequences of hostilities, including fires.

To find out how insurance can save you money in the event of an ‘arrival’, read here.

The effectiveness of such insurance has been proven in real-life examples. For example, an apartment owner in Kyiv, whose home was damaged by rocket debris, quickly received an insurance payment that covered the cost of repairs. Another example is a resident of Lviv, whose house was damaged by a blast wave, but thanks to a timely insurance policy, he was able to completely restore the damaged roof and windows. These cases prove that insurance against shelling is not just words, but real protection.

The process of obtaining such a policy is as simple as possible. For example, on the Visit Ukraine platform, you can use the express property insurance service. This allows you to obtain a policy in a matter of minutes, without the need to provide a large number of documents. You simply select the package you need, enter your details, pay, and the policy is automatically sent to your email. This system makes insurance affordable and convenient, which is especially important in wartime.

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Tips on how to protect your home quickly and reliably

For your insurance policy to really work, it is important to pay attention to a few key points:

Comprehensive coverage: Choose a policy that not only declares protection against military risks, but also describes in detail what cases are covered (debris, blast wave, fire, etc.).

Speed of registration: Give preference to online services. They allow you to obtain a policy without delay, which is critically important. Express insurance on Visit Ukraine is just such a service, allowing you to protect your flat or house from shelling in just a few clicks.

Clear terms and conditions: Read the contract carefully to understand what documents are required to file a claim for shelling and what restrictions apply.

Insurance against shelling is not a myth, but an effective reality. It is an opportunity to protect your home without putting it off until later. Protecting your home during wartime is a conscious step that gives you peace of mind and confidence.

Don't wait for disaster to strike. Take out express insurance on Visit Ukraine at affordable prices and feel confident about your future.

Reminder! We previously explained why now is the ideal time to insure property in Ukraine.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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