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2 min

14 Aug. 2025

2404

What happens if you get injured or sick in Ukraine?

For foreigners in UA
Insurance
Health
Ukraine
What happens if you get injured or sick in Ukraine?

No one is immune to injuries or illnesses, especially when travelling. Find out how medical insurance for foreigners in Ukraine can protect you from unexpected expenses and provide the necessary assistance even in the most difficult situations

Take care of reliable insurance for safe entry and stay in Ukraine
Take care of reliable insurance for safe entry and stay in Ukraine
BUY

Even the most carefully planned trip can be marred by unexpected health problems. An injury or illness while abroad is stressful, especially if you are unfamiliar with the local healthcare system. Ukraine has a well-developed medical infrastructure, but it is important for foreign tourists to know how to act in such situations.


This article will provide you with practical advice and explain how medical insurance for foreigners in Ukraine can protect you from financial expenses and stress.




Learn more about life in Ukraine:

▶ tourism opportunities;

▶ how to get to Ukraine by car;

▶ popular travel destinations;

▶ specifics of employment;

▶ features of education;

▶ immigration procedure to Ukraine;

▶ how you can support Ukraine.


Medical care in Ukraine – what tourists need to know


The healthcare system in Ukraine includes public and private medical institutions. Public hospitals provide assistance, but the speed of service and level of comfort may be lower than in private clinics. Private clinics offer a higher level of service, modern equipment and staff who often speak English.


Without medical insurance for visitors to Ukraine, all services for foreigners are paid. The cost of treatment is quite high, and this can be an unexpected and unpleasant blow to your budget. The Visit Ukraine policy will help you avoid large expenses by covering consultations, treatment and other medical services.


Useful services for travelling in Ukraine – on the Visit Ukraine portal.


What to do if you fall ill or are injured in Ukraine?


Step 1 – Assess the situation and call for help


In the event of a serious injury or sudden deterioration in your health, your first actions should be as follows:


1. Stay calm and determine whether you need emergency medical assistance.

2. Dial 103 to call an ambulance or 112 – the single emergency number. Try to explain the situation in Ukrainian or, if possible, in English. For example: ‘I need an ambulance. I am at [your address]. I have [description of symptoms].’


Step 2 – Selecting the appropriate hospital or clinic


After calling for help or if the situation is not critical, you can choose a medical facility.


Private clinics offer fast assistance and comfortable conditions. Many of them cooperate with insurance companies and have English-speaking staff.

Public hospitals are a good option in urgent cases.




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Step 3 – Contact your insurance company


Having insurance greatly simplifies the process. Once you have received first aid or seen a doctor, contact your insurance company. The policy always includes a telephone number for the assistance service. The insurance company will coordinate your next steps and cover the costs of treatment (or reimburse you).


Visit Ukraine offers medical insurance packages, including standard coverage as well as insurance against the risks of war in Ukraine. This ensures that assistance will be provided even in the most difficult circumstances.



How much does medical care cost in Ukraine without insurance?


Without insurance, the cost of medical services can be high. For example:


Doctor's consultation in a private clinic: from 400 to 1,500 UAH.


Private ambulance call: from 500 to 3,000 UAH.


Minor surgery: from 8,000 UAH and above.


Inpatient treatment: from 4,000 UAH per day.


Insurance will fully cover these costs, freeing you from financial burden.


Why is military risk coverage important for travel to Ukraine?


Standard travel insurance policies do not usually cover risks associated with military action. However, given the situation in Ukraine, this is a critically important aspect. Insurance against the risks of war in Ukraine will provide you with coverage in the event of injuries or illnesses sustained as a result of combat operations.


Visit Ukraine offers insurance policies recognised by official state authorities that provide reliable protection in these unpredictable conditions.


How to get medical insurance for a trip to Ukraine?


Getting medical insurance for foreigners in Ukraine is very easy. On the Visit Ukraine website, you can fill out an application online by selecting the package you need. It only takes a few minutes, and you will receive an electronic policy by email shortly thereafter.


Get medical insurance for Ukraine online now — with or without military risk coverage — and travel safely.



Latest health tips for Ukraine


The best way to avoid problems is prevention. Follow standard hygiene rules, be careful when travelling and follow your doctor's advice.


Medical insurance is a must for every tourist, regardless of the length of their trip. It is your financial safety net and a guarantee that in case of unforeseen situations, you will receive qualified assistance without worrying about the costs.


Follow the link and find out what important details you need to pay attention to when choosing an insurance policy.


Reminder! We previously discussed whether you need travel insurance for Ukraine if you already have EU insurance (the answer is yes).


Photo: Freepik


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




We recommend purchasing it for a safe and comfortable trip to Ukraine: 


Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.




© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.

Frequantly
asked questions
What is the difference between private and public hospitals in Ukraine?
State hospitals provide care, but the speed of service and level of comfort may be lower than in private clinics. Private clinics offer a higher level of service, modern equipment and staff who often speak English.
How can I quickly find a doctor who speaks English in Ukraine?
Is the cost of treatment in Ukraine high for foreigners?
What is the number to call for an ambulance in Ukraine?
Which hospitals can foreigners contact in Ukraine in case of emergency?
How to contact an insurer in Ukraine?
How long do I have to contact the insurance company if I am injured?
How much does a consultation at a private clinic in Ukraine cost?
Is it possible to purchase medical insurance for a trip to Ukraine online?

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