How much does insurance for a residence permit in Ukraine cost?

For foreigners planning to obtain a residence permit in Ukraine, medical insurance is a key requirement that ensures personal safety. Find out why it is necessary, how much it costs, and how to choose the right policy to be fully protected

Take care of reliable insurance for safe entry and stay in Ukraine

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Foreigners who plan to stay in Ukraine for a long time often face the issue of obtaining a residence permit (ID card). This process requires careful preparation of documents, and one of the mandatory requirements is medical insurance. Many people underestimate its importance, considering insurance to be merely a formal requirement. However, in today's reality, the right insurance policy is not just a document, but a necessary condition for your safety. In this article, we will explain what insurance is required to obtain a residence permit in Ukraine, how much it costs, and how to apply for it correctly.

Is insurance required to obtain a residence permit in Ukraine?

Yes, medical insurance is a mandatory requirement for foreigners applying for a temporary (PTP) or permanent (PPP) residence permit in Ukraine, as well as for obtaining a type D visa.

This requirement is enshrined in law and guarantees that in the event of illness or injury, a foreigner will be able to receive qualified medical care without significant financial burden on the state budget. The medical insurance policy must cover the entire period of your stay in Ukraine, or at least the period of validity of the permit you receive. For example, for a D visa, you must have insurance for the entire period of validity of the visa.

The Visit Ukraine platform offers ready-made annual policies that meet all the requirements of the migration service and cover military risks. This is a convenient and reliable solution for foreigners who plan to apply for a permit.

What does insurance for obtaining a residence permit cover?

Minimum required medical insurance coverage

According to the requirements, insurance for obtaining a residence permit in Ukraine must meet the following criteria:

1. The sum insured must be at least €30,000.

2. The policy must be valid for the entire period of stay in the country.

3. Coverage of medical expenses, including emergency medical care, hospitalisation and outpatient treatment.

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Additional but important coverage of military risks

In the current state of martial law, insurance covering military risks in Ukraine is not just desirable, but vital. Standard insurance policies do not cover losses resulting from combat operations, explosions, shelling or their consequences.

Military risk coverage is an additional option that protects you in the event of injury or wounds sustained as a result of military operations. For example, if a foreigner is injured by falling debris from a rocket or drone, without a special policy covering military risks, they will not receive any compensation and will be forced to pay for treatment themselves, which can cost tens of thousands of euros. That is why annual medical insurance with military coverage is the best choice for foreigners applying for a residence permit.

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How much does insurance cost to obtain a residence permit?

Factors affecting the price of insurance

The cost of insurance to obtain a residence permit in Ukraine depends on several key factors:

1. Age: policies available on the Visit Ukraine portal have no age restrictions.

2. Term: the longer the policy term, the higher the price.

3. Level of coverage: a standard package is cheaper than a policy with additional options, such as military risk coverage.

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Range of insurance prices in Ukraine

For quick and convenient registration of an annual policy with military risk coverage, go to the relevant section of the Visit Ukraine website. Registration takes only a few minutes, and the policy is fully legally valid.

Where and how can I purchase insurance?

To purchase an insurance policy on the Visit Ukraine portal, you only need a foreign passport. To purchase insurance, you must do the following:

1. Prepare your foreign passport;

2. Select an insurance package (that meets your needs).

3. Select the insurance period

4. Enter your date of birth.

5. Fill in the form with the insured person's details (full name, email, contact phone number, passport details, citizenship and place of residence).

6. Sign the insurance contract (you will need to enter a special code that will be sent to the specified e-mail address).

7. Pay for the insurance policy.

Get a verified policy online with instant delivery and official coverage – directly through Visit Ukraine.

Additional tips for foreigners applying for a residence permit

1. Check the validity period: make sure that your policy is valid for the entire period of your stay.

2. Check compliance with requirements: the policy must comply with the DMS (voluntary medical insurance) standards accepted by the migration service. Policies on Visit Ukraine meet these requirements.

3. Insurance renewal: if you are renewing your residence permit, do not forget to renew (extend) your insurance. This is a mandatory condition for the successful consideration of your application.

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For complete confidence that your documents are correct, in addition to insurance, you can use the assistance of an immigration lawyer or other support services for foreigners offered by Visit Ukraine partners. This will help you avoid mistakes and speed up the legalisation process in Ukraine.

Reminder! We have previously provided a step-by-step guide for foreigners in case you lose your passport in Ukraine.

Photo: genereted by Gemini

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We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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