Leaving your apartment for the summer? Insure yourself against unpleasant surprises

Summer is a time of vivid impressions, long-awaited holidays and relaxation outside the city. However, while we enjoy sunny days, our homes may be at risk of unpredictable situations. After all, summer is not only a season of holidays, but also of domestic emergencies. Find out how to protect yourself from unpleasant surprises during the summer holidays

Apartment insurance against damage, destruction and theft

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It is often during the summer that the risk of problems with our homes increases. This is due to several factors:

Holiday season: Apartments and houses are left unattended for long periods of time.

Weather conditions: Summer storms, gales and hail can cause damage to property.

Increased activity: Open windows and balconies can attract intruders.

Neighbours may flood your home, appliances may catch fire due to power surges, windows may be broken by a storm or even a bird. When we leave our homes for a long time, we increase the likelihood of encountering these problems. That is why home insurance and property insurance become particularly important in the summer.

Why is insurance especially important if you are away from home for a long time?

Imagine the situation: you are enjoying your holiday at the seaside, and at the same time, a pipe bursts in your flat, flooding not only your home but also your neighbours' flats below. Or lightning strikes the house, causing a fire. When no one is home, no one can react in time to turn off the water or call the fire brigade at the initial stage. These examples demonstrate how risks increase significantly when an apartment is left unattended.

Going to your summer cottage or abroad? Don't leave your home unprotected. Insure everything online in 5 minutes.

What does standard home insurance cover?

A standard home insurance policy usually covers a wide range of risks, providing you with peace of mind and financial security in a variety of situations. The main types of risks covered are:

Flooding: Water damage caused by burst water pipes, sewage, heating systems or flooding by neighbours.

Fire: Damage caused by fire, including fire, gas explosion, etc.

Natural disasters: Damage caused by storms, hail, floods, earthquakes and other natural phenomena.

Burglary: Theft of property with breaking and entering.

War: Damage to property caused by military action (may be included in the extended package).

Your insurance policy provides comprehensive protection, covering both the structural elements and the contents of your home. It reimburses:

Building structures: From the foundation to the roof, including walls.

External structures: Restoration of terraces, extensions, garages, gates and fences.

Engineering systems: Repair of all communications, as well as external heating tanks (excluding fuel).

Property inside: Replacement of damaged furniture, interior items, household appliances and computer equipment.

Finishing: Restoration of interior and exterior repairs.

In addition, you can receive compensation for:

1. Restoration of lost property documents if this occurred due to an insured event.

2. Costs of transporting belongings to temporary accommodation if your home has become uninhabitable.

3. Funds spent on minimising damage, cleaning the area and disposing of damaged property.

On the Visit Ukraine platform, you can take out apartment insurance completely online — without visiting the office and with instant policy confirmation.

How to insure an apartment in Ukraine — simply and without bureaucracy

The process of taking out apartment insurance in Ukraine today is as simple as possible and does not require unnecessary bureaucracy.

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What do you need to apply?

Passport (document proving the identity of the insured person).

Identification code (TIN) of the insured person.

How much does insurance cost?

*Prices are per year (EUR) / one day (UAH)

What objects and types of risks can be included?

Usually, you can insure:

1. Structural elements of the apartment (walls, ceiling, floor, windows, doors).

2. Interior decoration (repairs).

3. Movable property (furniture, personal belongings).

4. Household appliances and electronics.

5. Liability to neighbours (in case you cause damage to their property).

At Visit Ukraine, you can choose the package that suits you best: basic coverage or extended coverage, including risks related to military actions.

Home insurance is not a luxury, but a way to sleep peacefully

Home insurance is not just a formality, but an important investment in your own safety and peace of mind. Knowing that your property is protected, you can enjoy your summer holiday without worrying about possible troubles. The psychological aspect of feeling safe cannot be overestimated.

A small expense on an insurance policy can protect your property worth thousands of pounds in the event of unforeseen circumstances. This is the behaviour of a responsible owner who cares about their future and well-being.

Take out home insurance for the summer and return home without any ‘surprises’. You can buy a policy right now!

Photo: Freepik

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We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

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