Icon

2 min

04 Jul. 2025

2045

Verlassen Sie Ihre Wohnung für den Sommer? Schützen Sie sich vor unangenehmen Überraschungen

Immobilien
Versicherung
Ukraine
Verlassen Sie Ihre Wohnung für den Sommer? Schützen Sie sich vor unangenehmen Überraschungen

Der Sommer ist eine Zeit lebhafter Eindrücke, lang ersehnter Ferien und Entspannung außerhalb der Stadt. Während wir die sonnigen Tage genießen, können unsere Wohnungen jedoch Risiken durch unvorhersehbare Situationen ausgesetzt sein. Schließlich ist der Sommer nicht nur eine Saison der Ferien, sondern auch der häuslichen Notfälle. Erfahren Sie, wie Sie sich während der Sommerferien vor unangenehmen Überraschungen schützen können

Wohnungsversicherung gegen Schäden, Zerstörung und Diebstahl
Wohnungsversicherung gegen Schäden, Zerstörung und Diebstahl
KAUFEN

It is often during the summer that the risk of problems with our homes increases. This is due to several factors:


Holiday season: Apartments and houses are left unattended for long periods of time.


Weather conditions: Summer storms, gales and hail can cause damage to property.


Increased activity: Open windows and balconies can attract intruders.


Neighbours may flood your home, appliances may catch fire due to power surges, windows may be broken by a storm or even a bird. When we leave our homes for a long time, we increase the likelihood of encountering these problems. That is why home insurance and property insurance become particularly important in the summer.


Why is insurance especially important if you are away from home for a long time?


Imagine the situation: you are enjoying your holiday at the seaside, and at the same time, a pipe bursts in your flat, flooding not only your home but also your neighbours' flats below. Or lightning strikes the house, causing a fire. When no one is home, no one can react in time to turn off the water or call the fire brigade at the initial stage. These examples demonstrate how risks increase significantly when an apartment is left unattended.


Going to your summer cottage or abroad? Don't leave your home unprotected. Insure everything online in 5 minutes.



What does standard home insurance cover?


A standard home insurance policy usually covers a wide range of risks, providing you with peace of mind and financial security in a variety of situations. The main types of risks covered are:


Flooding: Water damage caused by burst water pipes, sewage, heating systems or flooding by neighbours.


Fire: Damage caused by fire, including fire, gas explosion, etc.


Natural disasters: Damage caused by storms, hail, floods, earthquakes and other natural phenomena.


Burglary: Theft of property with breaking and entering.


War: Damage to property caused by military action (may be included in the extended package).


Your insurance policy provides comprehensive protection, covering both the structural elements and the contents of your home. It reimburses:


Building structures: From the foundation to the roof, including walls.


External structures: Restoration of terraces, extensions, garages, gates and fences.


Engineering systems: Repair of all communications, as well as external heating tanks (excluding fuel).


Property inside: Replacement of damaged furniture, interior items, household appliances and computer equipment.


Finishing: Restoration of interior and exterior repairs.


In addition, you can receive compensation for:


1. Restoration of lost property documents if this occurred due to an insured event.


2. Costs of transporting belongings to temporary accommodation if your home has become uninhabitable.


3. Funds spent on minimising damage, cleaning the area and disposing of damaged property.


On the Visit Ukraine platform, you can take out apartment insurance completely online — without visiting the office and with instant policy confirmation.


How to insure an apartment in Ukraine — simply and without bureaucracy


The process of taking out apartment insurance in Ukraine today is as simple as possible and does not require unnecessary bureaucracy.




Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!




What do you need to apply?


Passport (document proving the identity of the insured person).

Identification code (TIN) of the insured person.


How much does insurance cost?


*Prices are per year (EUR) / one day (UAH)


Type of insurance

125 000250 000500 000700 0001 000 0002 000 000

Express apartment insurance

28,90€ / 3,60 

51,80€ / 6,40 68,40€ / 8,50 91,80€ / 11,40 168,9€ / 20,90 

Express home insurance + war risks

32,00€ / 451,80€ / 6,40 93,00€ / 11,50 118,1€ / 14,60 152,6€ / 18,90 271,2€ / 33,60 

Express apartment insurance + war risks

40,00€ / 566,20€ / 8,20 120,3€ / 14,90159,9€/ 19,80216,4€ / 26,80399,1€ / 49,43 


What objects and types of risks can be included?


Usually, you can insure:


1. Structural elements of the apartment (walls, ceiling, floor, windows, doors).


2. Interior decoration (repairs).


3. Movable property (furniture, personal belongings).


4. Household appliances and electronics.


5. Liability to neighbours (in case you cause damage to their property).


At Visit Ukraine, you can choose the package that suits you best: basic coverage or extended coverage, including risks related to military actions.



Home insurance is not a luxury, but a way to sleep peacefully


Home insurance is not just a formality, but an important investment in your own safety and peace of mind. Knowing that your property is protected, you can enjoy your summer holiday without worrying about possible troubles. The psychological aspect of feeling safe cannot be overestimated.


A small expense on an insurance policy can protect your property worth thousands of pounds in the event of unforeseen circumstances. This is the behaviour of a responsible owner who cares about their future and well-being.


Take out home insurance for the summer and return home without any ‘surprises’. You can buy a policy right now!



Photo: Freepik


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




We recommend purchasing it for a safe and comfortable trip to Ukraine: 


Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.




© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.

Häufig
gestellte Fragen
Warum steigt das Risiko von Wohnproblemen im Sommer?
Es ist oft im Sommer, dass das Risiko von Problemen mit unseren Häusern steigt. Dies liegt an mehreren Faktoren: der Urlaubszeit, den Wetterbedingungen und der erhöhten Aktivität von Kriminellen.
Welche Schäden können Wetterbedingungen im Sommer an Häusern verursachen?
Warum steigt die Zahl der Wohnungseinbrüche im Sommer?
Warum wird die Relevanz der Wohnungsversicherung im Sommer größer?

Recommended articles

2 min

Immobilien Immobilienstreitigkeiten: Häufige Ursachen und wie man sie vermeidet

Immobilienstreitigkeiten: Häufige Ursachen und wie man sie vermeidet

Vermeiden Sie kostspielige Immobilienstreitigkeiten, bevor sie entstehen! Erfahren Sie die häufigsten Ursachen und Experten-Tipps, um Ihr Eigentum zu schützen und Ihre Investitionen sicher zu halten

13 Jun. 2025

More details

3 min

Immobilien Kann ich meinen Balkon und meine Fenster gegen Schäden durch Explosionen und fliegende Trümmer versichern?

Kann ich meinen Balkon und meine Fenster gegen Schäden durch Explosionen und fliegende Trümmer versichern?

Die Situation in der Ukraine bleibt instabil, und die Häufigkeit von Raketenangriffen nimmt nicht ab. Erfahren Sie, ob Sie Ihren Balkon und Ihre Fenster gegen Schäden durch Explosionen und fliegende Trümmer versichern können und was im Falle eines versicherten Vorfalls zu tun ist.

13 Jun. 2025

More details

2 min

Immobilien Do you need to insure your apartment when renting it out?

Do you need to insure your apartment when renting it out?

Many landlords are faced with the question of whether to insure their apartment before renting it out. Find out the benefits of home insurance and how to get it quickly and easily on the Visit Ukraine portal

20 Jun. 2025

More details

1 min

Immobilien Ist es möglich, eine Wohnung gegen Diebstahl zu versichern?

Ist es möglich, eine Wohnung gegen Diebstahl zu versichern?

Viele Eigentümer von Wohnungen und privaten Häusern sind besorgt über den Schutz ihrer Häuser vor böswilligen Handlungen Dritter. Erfahren Sie, wie Sie Ihre Wohnung gegen Diebstahl versichern können und warum Sie sich an die Spezialisten von Visit Ukraine wenden sollten, wenn Sie eine Versicherung abschließen.

27 Jun. 2025

More details