Health insurance for a work visa: what kind of policy do Ukrainians need to work in Europe?

Are you planning to work in Europe? One of the first and mandatory steps is to take out the right health insurance for your work visa. This is a guarantee of your safety and smooth border crossing. Find out more about the requirements, registration and beneficial insurance packages for Ukrainians

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine

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In 2025, thousands of Ukrainians will be travelling to Europe to work every year, and the first step in this process is to obtain a work visa. One of the prerequisites for obtaining such a visa is the availability of health insurance. A properly selected insurance policy not only guarantees peace of mind when crossing the border, but also protects you in case of unforeseen situations abroad.

The main requirements for health insurance for a work visa, as well as how to choose and apply for a policy online, are described in the article below.

Do you need insurance for a work visa to Europe?

Choose and apply for a policy in just a few minutes on the Visit Ukraine portal!

Insurance for travelling to work in Europe: basic requirements for insurance for a work visa

For health insurance to meet the requirements of EU consulates, it must include several mandatory elements. First, the policy must provide minimum coverage of at least EUR 30,000. This is necessary to cover the costs of emergency medical care, hospitalisation, treatment and transportation to Ukraine if necessary.

Secondly, the territory of the insurance should cover all Schengen countries or a specific country where you plan to travel. This is especially important for those who work in a field that involves travelling between countries (for example, the transport industry or elderly care).

Also, the duration of the policy should correspond to the entire period of your planned stay abroad. The absence of even a few days of coverage may result in a visa refusal.

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How to get health insurance online?

Thanks to modern technology, the process of obtaining health insurance has become as simple as possible. Visit Ukraine's online service allows you to apply for health insurance online in a few minutes without leaving your home. You only need a few documents:

- International passport;

- Identification code;

- Information about the dates of travel.

If necessary, you can take out insurance for several people at once - up to 10 under one policy.

The application process consists of several steps:

1. Follow the link.

2. Choose an insurance package (depending on the region you are travelling to and the specifics of your trip).

3. Select the validity period of the insurance (according to the duration of the planned trip) and enter your date of birth. The service will automatically calculate the cost of insurance for 1 person for the selected period.

4. Fill in the form with the insured person's data (full name, e-mail, contact phone number, passport details, place of residence, TIN and country of destination). At this stage, you can add information about other insured persons if you plan to travel with someone else.

5. Read the terms and conditions of the contract and confirm the policy (you will need to enter a special code that will be sent to the specified e-mail).

6. Pay for the policy in a way convenient for you.

You will receive a ready-made health insurance policy to the specified e-mail. You do not need to print it out - electronic insurance is simply saved on your smartphone or other gadget - it has the same legal force as paper insurance.

What is covered by the insurance that can be issued by Visit Ukraine?

When choosing an insurance policy, it is important to understand what risks are covered by different insurance options. Visit Ukraine offers health insurance policies that meet all the requirements of the Schengen Agreement and provide financial protection in case of unforeseen circumstances during your stay abroad.

The health insurance policies available on Visit Ukraine provide comprehensive protection during your stay abroad, including emergency medical care, COVID-19 treatment, and reimbursement of transportation costs in case of emergency.

The Europe Classic policy provides basic coverage:

- Emergency outpatient and inpatient care.

- Diagnosis and treatment of COVID-19 if medically indicated.

- Coverage for medical transportation to the nearest medical facility.

- Insurance in case of an accident.

- Emergency dental care.

- Costs of repatriation of the body in case of death abroad.

The Europe Classic Plus policy provides extended coverage, including all the benefits of the Classic policy with additional services, such as organising a burial abroad and extended protection in case of emergency.

How much does health insurance cost on Visit Ukraine?

The cost of medical insurance depends on several factors: the country of travel (Europe or the whole world), the duration of the trip, the number of insured persons and the selected package of services.

Why is it worth taking out an insurance policy for a work visa on Visit Ukraine?

- A wide range of insurance programmes adapted to the different needs of travellers - from tourist trips to long-term stays.

- Instant online processing.

- Affordable tariff plans with transparent pricing conditions and no hidden fees.

- Round-the-clock customer support to help resolve any situation during your stay abroad.

- Guaranteed quality of insurance services from trusted companies.

How to choose the right health insurance for a work visa to Europe: tips and tricks

Obtaining health insurance is a key step in preparing for a trip on a work visa to Europe. Not only does the successful obtainment of a visa depend on the right policy, but also your safety during your stay abroad.

First of all, pay attention to several important characteristics. The minimum amount of coverage should be at least EUR 30,000 - this is a standard requirement of Schengen countries. The coverage should cover the entire Schengen area or the specific country where you will be working. Be sure to check that the duration of the policy corresponds to the entire period of your stay abroad. Check whether the insurance includes coverage for emergency assistance, hospitalisation, transportation to the country of residence, and pay attention to the presence or absence of a deductible.

Ukrainians often make typical mistakes: choosing insurance with insufficient coverage or with incorrect dates, not reading the contract, or using unverified services. This can lead to a visa refusal or problems in the event of a medical emergency abroad.

After taking out insurance, it is recommended to keep it both in electronic and paper form, and to have the insurance company's contacts at hand - hotline or messengers. It is also important to know how to act in the event of an insured event - this will save you time and nerves in a critical situation.

Take out reliable health insurance for a safe stay abroad on the Visit Ukraine portal. Fast, convenient and official - all policies are recognised by EU consulates, and support is available around the clock.

Do not delay! Apply for health insurance right now!

Just a reminder! It is important for Ukrainians planning to travel to EU countries to have health insurance, as it provides financial protection, helps to avoid high medical costs, and ensures access to medical care in accordance with European standards. Read here to find out what kind of policy is needed for Ukrainians planning to travel to the EU, what are the requirements for the document and where to buy reliable insurance.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

Our recommendation for a safe and comfortable trip: 

Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.

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