Insurance for electric vehicles in Ukraine: what nuances should you be aware of when taking out motor third-party liability insurance?

Electric cars are becoming increasingly popular on Ukrainian roads, and with this, the demand for insurance is also growing. Owners of such cars often face questions regarding the nuances of obtaining a motor third-party liability insurance policy. Learn more about how to properly insure an electric car in Ukraine and what affects the cost of motor third-party liability insurance

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Electric cars are actively conquering Ukrainian roads — they are environmentally friendly, economical, and technologically advanced. However, as with conventional cars, it is mandatory for electric cars to have compulsory civil liability insurance (OSCPV).

We will discuss the specifics that electric car owners need to consider below.

Is it mandatory to purchase motor vehicle insurance for an electric car?

Yes, according to Ukrainian law, MTPL insurance is mandatory for all vehicle owners, including electric car owners. Having this insurance guarantees that in the event of an accident, the insurance company will cover any damage caused to third parties, including other drivers, pedestrians or owners of damaged property.

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What determines the price of motor vehicle insurance for an electric vehicle?

The cost of motor vehicle insurance is determined by several factors:

– the chosen insurance company;

– the owner's place of registration (in large cities, the cost of the policy is higher);

– the type of vehicle;

– engine power.

However, there is a separate classification for electric vehicles — engine capacity is not taken into account here.

Read also: When can a motor insurance claim be denied and how to appeal?

Where to buy motor insurance for an electric vehicle?

The most convenient way to purchase motor insurance is online — without queues, waiting and paperwork.

Visit Ukraine offers fast and convenient online car insurance. We only work with trusted insurance companies, guaranteeing the reliability and transparency of the insurance. Our service allows you to receive an official insurance policy in your email in a matter of minutes without any hassle.

How much will motor insurance for an electric car cost in 2025?

In 2025, the cost of motor insurance for an electric car will range from 6,638 to 13,580 UAH per year. The price depends on the insurance company, the city of registration and the availability of discounts.

On the Visit Ukraine portal, you can quickly and easily calculate the cost of a policy using a convenient online calculator. Just enter the basic data, and the system will immediately show all available options.

Is it possible to get a discount on car insurance?

Yes, certain categories of citizens are entitled to a discount of up to 50% when purchasing motor insurance. These include:

– pensioners;

– war veterans;

– victims of the Chernobyl accident (categories 1 and 2);

– persons with disabilities of group 2.

To take advantage of the discount, simply select the appropriate option when purchasing a policy online.

How to purchase MTPL insurance online: step-by-step instructions

The process of purchasing car insurance on our website is as simple and intuitive as possible. To purchase MTPL insurance for your car online, you will need a minimum set of documents and a few minutes of your time:

1. Click on the ‘Order policy’ button.

2. Enter the vehicle registration number and tick the box if you are eligible for insurance policy discounts – the system will automatically find your car by its registration number.

3. Specify the policy start date and select the offer from the insurance company that meets your needs.

4. Fill in the form with information about the policyholder and the vehicle.

5. Confirm the information and agree to the terms of the contract.

6. Pay for the policy in a way that is convenient for you and receive electronic insurance by email.

If the system cannot find your vehicle, you can fill in the information manually. To do this, specify the type of vehicle, engine capacity and place of registration (residence) of the owner.

Not sure where to quickly register your motor insurance online?

You can register your motor insurance for an electric car quickly, officially and without any hassle on the Visit Ukraine portal.

Reliable insurance companies, a user-friendly interface, customer support and instant delivery of your policy by email. Transparent, fast and hassle-free!

Reminder! Motor insurance in Ukraine is compulsory for every driver. Read about the 5 main mistakes drivers make when applying for motor insurance here.

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