Mandatory car insurance in Romania in 2025: what do drivers need to know?

Ukrainians who are in Romania and drive their own cars should be aware of the country's rules for drivers. Find out more about compulsory car insurance in Romania and whether Ukrainians need to take out a local policy

Insurance policy Green card for traveling abroad by car

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Car insurance policy in Romania is a mandatory document for all vehicles driving on the country's roads. That is, before you get behind the wheel in Romania, you must have a valid insurance policy.

We will tell you in detail about car insurance in Romania, what its cost depends on and whether Ukrainians need to apply for a Romanian car insurance policy in this article.

Planning a trip abroad in your own car?

Apply for a mandatory Green Card policy online in just a few minutes!

What types of car insurance are there in Romania?

The main type of mandatory car insurance in Romania is civil liability insurance (RCA). This document covers damages caused to third parties in the event of a road accident that occurred through your fault.

Additional types of car insurance in Romania

In addition to the mandatory RCA, you can purchase other types of car insurance, such as:

- Casco - this type of insurance covers damage caused to your own car as a result of various events, such as accidents, theft, fire, natural disasters, etc.

- Life and health insurance of the driver and passengers - this type of insurance provides for the payment of compensation in the event of injury or death of the driver or passengers as a result of an accident.

- Accident insurance covers medical expenses related to the treatment of injuries sustained as a result of an accident.

- Auto glass insurance - an insurance policy that covers the costs of repairing or replacing the windshield or side windows of a car.

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How to get car insurance in Romania?

There are several ways to get car insurance in Romania:

1. Directly from the insurance company – to do this, contact the office of the insurance company with which you plan to get insurance.

2. Online on the website – Romanian insurance agents offer to issue an insurance policy on their own websites. It is fast and convenient, and the finished policy comes to your email address.

3. Through an insurance broker – an individual specialist who offers to issue an insurance policy from different agents.

What insurance agents work in Romania?

There are several reliable car insurance providers in Romania that offer different coverage options and competitive rates. Among them:

- Allianz – a global leader with a wide selection of policies and fast claim settlement.

- Groupama – known for its customer-oriented approach and convenient online services.

- Uniqa – offers comprehensive coverage, 24/7 roadside assistance and a network of repair shops.

- Omniasig (Vienna Insurance Group) – a stable insurer with a reputation for transparency and professionalism.

- Carpatica Asig – affordable policies with simple terms for a wide range of clients.

How to choose an insurance agent in Romania?

When choosing an insurer, you should consider:

- coverage options (from mandatory liability to comprehensive programs);

- premiums and special discounts;

- customer reviews and speed of claim processing;

- financial stability of the company.

The right choice of car insurance guarantees not only savings, but also peace of mind while traveling in Romania.

What determines the cost of an insurance policy in Romania?

The price of civil liability insurance (RCA) in Romania is formed taking into account several factors and depends on:

1. Age and experience of the driver.

2. Make and model of the car.

3. History of accidents.

4. Region of residence.

5. Selected insurance package.

6. Availability of additional options.

Do Ukrainians need to take out local car insurance in Romania?

RCA registration is mandatory for Ukrainians who have re-registered a car and received Romanian license plates or purchased a new car in Romania.

However, RCA registration is not provided for drivers who continue to legally travel on Romanian roads in cars with Ukrainian license plates.

In turn, drivers of such cars are required to have a valid Green Card insurance policy.

When is a Green Card needed for traveling in Europe? Read this article.

What is a Green Card insurance policy?

A Green Card is an international insurance policy for motorists. If you have ever driven out of Ukraine in your own car, you know that this policy is mandatory for crossing the border. However, it is also valid in Romania. The main thing is to monitor the validity period of the policy and renew it in a timely manner.

If you have a valid Green Card insurance policy, you do not need to take out additional Romanian insurance. Remember that the Green Card is valid not only in Romania and Ukraine, but also in Europe, North Africa and the Middle East, so you will be under reliable insurance protection even when traveling to other countries.

You can take out a Green Card insurance policy in just a few minutes online on the Visit Ukraine portal - just enter your car data, select the validity period and receive an electronic policy by e-mail.

You can calculate the cost of the policy for your car on the Visit Ukraine portal in just one click!

You can read more about when Ukrainians in Europe need a Green Card and when a local OSCPV here.

How to buy a Green Card online?

You can purchase a Green Card for a car with Ukrainian registration both abroad and in Ukraine. However, insurance abroad will cost much more.

Therefore, it is better to buy insurance online, because it is quick and easy. On the Visit Ukraine portal, you can apply for a Green Card policy from a licensed insurer. The calculator allows you to calculate the exact price of the policy individually for your vehicle. Packages are available for different periods from 15 days to 1 year for cars and trucks, trailers and semi-trailers for trucks, as well as motorcycles and scooters.

To buy a Green Card online on the Visit Ukraine website, you need to follow a few simple steps:

1. Go to the link.

2. Click on the ‘Order policy’ button.

3. Select the type of vehicle, region/country (where you are travelling to), the insurance period (your stay abroad) and click on the ‘Calculate cost’ button.

4. Select the insurance agent from whom you want to purchase a Green Card and click on the ‘Purchase’ button.

5. Fill in the form with the details of the insured person and the vehicle.

6. Confirm the details and agree to the terms and conditions of the contract.

7. Pay for the policy in a convenient way and receive electronic insurance by e-mail.

Planning a trip to Europe in your car? The Green Card from Visit Ukraine is your reliable protection on the roads of Europe. Fast processing, affordable prices and complete peace of mind while traveling.

Apply for a Green Card and enjoy a safe trip abroad!

What other documents are needed to travel to Romania by car?

To enter Romania by car, you need to prepare a full package of documents.

The main thing is a certificate of technical inspection, which is issued by a certified service station after checking the condition of the car, the level of emissions and compliance with safety standards. Without it, the vehicle will not be allowed across the border. In addition, the driver and passengers will need:

- biometric passport or visa;

- car documents;

- medical insurance;

- confirmation of the purpose of the trip (hotel reservation, invitation, etc.);

- military registration document for men aged 18–60;

- power of attorney if the car belongs to another person.

Compliance with these requirements will help avoid problems at the border and ensure a peaceful trip.

A detailed list of documents and requirements for traveling from Ukraine to Europe by car is here.

Reminder! If you plan to travel from Ukraine to Romania by your own car, you need to familiarize yourself with the country's rules in advance. Read about border crossing, convenient routes from Ukraine to Romania and traffic rules in our previous article.

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