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29 maj. 2025

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Koszt ubezpieczenia zdrowotnego z ryzykiem wojennym: Ceny 2025

For foreigners in UA
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Ukraina
Koszt ubezpieczenia zdrowotnego z ryzykiem wojennym: Ceny 2025

Ubezpieczenie medyczne obejmujące ryzyka wojenne jest ważnym elementem dla tych, którzy planują pobyt w Ukrainie w 2025 roku. W nieprzewidywalnych sytuacjach standardowe polisy mogą nie zawsze obejmować wszystkie ryzyka. Dowiedz się więcej o korzyściach płynących z ubezpieczenia medycznego obejmującego ryzyka wojenne, jego kosztach oraz o tym, jak wygodnie zakupić taką polisę online

Ubezpieczenie z pokryciem ryzyka wojennego dla bezpiecznego wjazdu i pobytu w Ukrainie
Ubezpieczenie z pokryciem ryzyka wojennego dla bezpiecznego wjazdu i pobytu w Ukrainie
KUP


In 2025, amid an unstable security situation, medical insurance will become a necessity for anyone planning to travel or stay in Ukraine. Traditional medical insurance may not cover all possible risks, including those related to military action. Therefore, it is important for tourists, volunteers, journalists and other persons working or staying in high-risk areas to take out insurance policies that cover these specific risks.


What is medical insurance with war risk coverage, why is it relevant in 2025, what are its advantages, how to take out such insurance and what you need to know about its cost — read on to find out more.



Insurance with war risks in Ukraine: what is it and who needs it?


Medical insurance with war risk coverage is a special type of insurance policy that provides medical assistance and financial compensation in the event of injury, wounding or death as a result of combat operations. In addition to traditional medical services such as hospitalisation, treatment and repatriation, a policy covering military risks also covers situations related to military events, such as injuries resulting from shelling, mine and explosive injuries, and the need for evacuation from dangerous areas.


Insurance for entry into Ukraine: who needs to take out insurance covering military risks?


Insurance against military risks is mandatory for the following categories of persons:


– Foreigners staying in Ukraine.

– Journalists, volunteers, diplomats.

– Tourists.


Medical insurance covering military risks is becoming a necessity for those who want to be confident in their safety, especially in times of war or instability.




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The price of medical insurance in Ukraine: how much does insurance covering military risks cost?


The cost of insurance covering military risks depends on several factors. One of them is the selected insurance package, which has different levels of coverage, the duration of the policy and the number of persons to be insured. Insurance can be taken out for several days, months or even a year, depending on the client's needs.


Usually, the price of medical insurance with war risk coverage depends on:


– The duration of the insurance (the longer the term, the higher the cost).

– The level of coverage (each package has specific limits on medical expenses).

– The number of insured persons.


Package Name/Coverage AmountPrice for 1 WeekPrice for 1 MonthPrice for 3 MonthsPrice for 6 MonthsPrice for 1 YearCoverage Provided by the Package
Armor 30 000 EUR€ 33.26€ 142.56€ 427.68€ 855.36– Death as a result of an accident due to passive war risks
– Medical expenses and treatment
– Minor concussion
– Moderate concussion
– Severe concussion
– Penetrating head injury
– Penetrating brain injury
– Fractures and serious limb injuries
– Loss of sight/hearing
Armor 100 000 UAH€ 26.91€ 115.34€ 346.03€ 692.06– Medical expenses and treatment
– Death as a result of an accident due to passive war risks
– Minor concussion
– Severe concussion
– Penetrating head injuries with brain damage
– Fractures and serious limb injuries
– Loss of sight/hearing
– Complete spinal cord rupture
Armor + 1 Year Protection 100 000 UAH€ 434.08– Pain relief during dental treatment (examination, anesthesia, removal)
– Coronavirus Disease 2019 (COVID-19)
– Meningococcal infection
– Acute inflammatory processes and injuries to the eye, ear, throat, nose
– Death of the insured person due to an accident from passive war risks
– Thyroid diseases (myxedematous coma and thyroid storm)
– Acute pancreatitis
Armor + 1 Year Protection 30 000 EUR€ 522.86– Pain relief during dental treatment (examination, anesthesia, removal)
– Coronavirus Disease 2019 (COVID-19)
– Meningococcal infection
– Acute inflammatory processes and injuries to the eye, ear, throat, nose
– Death of the insured person due to an accident from passive war risks
– Thyroid diseases (myxedematous coma and thyroid storm)
– Acute pancreatitis




How to get medical insurance online on the Visit Ukraine portal?


Taking out medical insurance with war risk coverage online through the Visit Ukraine portal is a very convenient and quick process. All the steps take just a few minutes, and you don't need to leave your home or look for insurance company offices.




Advantages of taking out war risk insurance on the Visit Ukraine portal:


– Convenience. The entire process is carried out online from start to finish. You can choose a package, pay and receive your policy by email.

Speed. You will receive your policy immediately after payment, saving you time and ensuring you have the protection you need.

Support. Our specialists are always ready to help you choose the best package and answer any questions you may have.

– Accessibility. The Visit Ukraine portal is available in English, which is important for foreigners.


Tips for tourists, volunteers and journalists planning a trip to Ukraine


For those planning to travel to Ukraine, especially to de-occupied or frontline regions, medical insurance covering war risks is mandatory.

This policy guarantees not only medical treatment but also evacuation in case of an emergency.


For tourists, volunteers and journalists, this insurance is necessary to ensure their safety in conditions where the risk of injury or threat to life is significantly increased. In addition to medical expenses, this insurance also covers repatriation if necessary.


Important! Tourists travelling through the Visit Ukraine portal can purchase insurance together with their tour. For example, for donation tours to Mykolaiv or tours of the de-occupied cities of the Kyiv region, this is a vital component of safety.


According to the latest trends, travel to Ukraine is becoming increasingly popular among foreigners, and the issue of safety plays an important role. If you are planning a trip or working in Ukraine, do not forget about insurance. It will allow you to stay calm and confident in your safety.


On the Visit Ukraine portal, you can purchase medical insurance with coverage for military risks in one step. This is a convenient and effective solution that saves time and ensures you are fully prepared for your trip.


Purchase insurance online and be confident in your safety!




Reminder! Foreign tourists can travel to Ukraine. However, due to the state of war, citizens of other countries must prepare a package of documents and comply with immigration laws. Is there a travel ban to Ukraine for foreigners in 2025? We explain here.


Photo: Getty Images


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




We recommend purchasing it for a safe and comfortable trip to Ukraine: 


Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.




© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.

Frequantly
asked questions
Czym jest ubezpieczenie zdrowotne z ochroną przed ryzykiem wojennym?
Ubezpieczenie zdrowotne z ochroną przed ryzykiem wojennym to specjalistyczny rodzaj polisy ubezpieczeniowej, która zapewnia pomoc finansową i pokrywa koszty leczenia w przypadku obrażeń lub ran wynikających z działań wojennych lub innych wydarzeń militarnych.
Dlaczego ubezpieczenie zdrowotne z ochroną przed ryzykiem wojennym jest tak ważne w 2025 roku?
Ile będzie kosztować ubezpieczenie zdrowotne obejmujące ryzyka wojenne w 2025 roku?
Dla jakich kategorii osób ubezpieczenie zdrowotne obejmujące ryzyka wojenne jest obowiązkowe na Ukrainie?

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