Repairs after ‘arrivals’: what to do to avoid starting from scratch in case of damage to your home

Unfortunately, Ukrainian homes and apartments are often targeted by rocket attacks. Find out what steps you need to take to avoid starting repairs from scratch in the event of damage and how to insure your apartment or house against shelling

Apartment insurance against damage, destruction and theft

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The lives of Ukrainians have been divided into ‘before’ and ‘after.’ For many, “after” looks like war damage to their homes: broken windows, damaged roofs, scattered debris, and destroyed utilities. Each ‘strike’ is not only the destruction of buildings, but also the destruction of dreams, plans, and a familiar way of life. People are left alone with their damaged homes, trying to find the strength and means to rebuild.

Why people start from scratch – and why it's not always necessary

Unfortunately, many Ukrainians who have suffered damage to their homes are forced to rebuild everything on their own. This is due to a lack of prior preparation and information. Despite significant efforts, the state cannot always cover all losses quickly or completely. Lack of funds, time and moral resources are the reality faced by those left homeless or with damaged homes. The feeling of helplessness and the need to start from scratch can be overwhelming.

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Insurance as a safety net: what it offers in case of an emergency

It is in such circumstances that insurance comes to the fore. It is not just a contract, it is your personal safety net against financial ruin. Insurance allows you to receive compensation for repair costs or reimbursement for the value of property if it has been damaged or destroyed. This allows you to return to normal life much faster, because you are not left alone with the problem and have a clear answer to the question ‘What to do after the accident?’ And most importantly, it gives you psychological confidence: you know that you will not be left with nothing, that you have a financial safety net.

How much does it cost and how to get it: it's not as scary as it seems

You may think that insurance is expensive and complicated. But it's not as scary as it seems. The approximate cost of insurance depends on many factors (type of home, its size, scope of coverage), but it is significantly less than the potential losses. The coverage can include a wide variety of damage: windows, roof, facade, interior decoration, furniture and other elements.

Special attention should be paid to property insurance with coverage for military risks. This is a special programme designed with today's realities in mind, which compensates for losses caused by hostilities, shelling, falling debris, etc. Protecting property during wartime is exactly what Ukrainians need today.

*Prices are per year (EUR) / one day (UAH)

You can take out insurance covering military risks online on the Visit Ukraine portal. It's quick, convenient and requires no extra effort.

Photo: Freepik

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We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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