Window insurance against war risks: how to protect your home from drones and missiles?

The war in Ukraine has increased the risks to housing, so property insurance covering war risks is becoming a necessity. Find out how to protect your home from the effects of hostilities and what policies you can choose on the Visit Ukraine portal

Apartment insurance against damage, destruction and theft

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In the complex and volatile situation in Ukraine, the issue of home security is becoming particularly acute. The protracted war and the risks associated with it make protecting one's property not just desirable, but vitally necessary. Every day, there is a growing awareness of the vulnerability of the housing stock to military threats, which is leading to a rapid increase in the demand for reliable protection tools. Property insurance covering military risks is becoming the mechanism that can provide financial stability and support in the event of unforeseen events related to war. In this article, we will look at the relevance of this type of insurance, its features and the opportunities it offers to homeowners in Ukraine.

Are you concerned about your real estate? Select a reliable policy on the Visit Ukraine portal.

How to insure windows and homes against military risks?

Insuring windows and homes against military risks in Ukraine is a task that requires a careful approach and study of specialised offers from insurance companies, as standard property insurance policies usually exclude coverage for damage caused by military action.

Particular attention should be paid to the list of specific military risks covered by the policy, such as direct hits by missiles, artillery shells, drones, the consequences of explosions and fires caused by combat operations, as well as damage from debris. It is important to clarify whether compensation is provided for damage to windows, structural elements of the building, interior decoration and other property. You should also find out the territory covered by the insurance policy and make sure that it includes the region where your property is located. Equally important are the amount of insurance coverage and compensation limits for different types of property. Be sure to familiarise yourself with the list of exceptions when the insurance company is not liable for damages, as well as the cost of the insurance policy and the terms of payment.

What does property insurance with military risks cover?

What are the insured events?

– natural disasters (lightning strikes, fires caused by lightning, storms, hurricanes, etc.);

– domestic incidents (fire, gas leaks, smoke, flooding, etc.);

– unlawful acts of malicious persons (damage to property, theft, robbery, etc.).

What insured events are covered by a policy with military risk coverage?

– missile strikes;

– strikes by UAVs and drones;

– explosions of ammunition and mines;

– damage caused by terrorist acts.

Take care of your property – choose a policy on the Visit Ukraine portal.

Insurance terms and cost

*Prices are per year (EUR) / one day (UAH)

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How to get insurance online on Visit Ukraine

On the Visit Ukraine portal, you can get express insurance online without an inspection of your property or real estate documents. All you need to get insurance is your passport and tax identification number (even tenants can get insurance).

1. Choose the insurance amount and the start date of the policy.

2. Fill out the form with information about the property (address) and the person insuring the property (full name, date of birth, passport details, tax identification number, contact phone number and email).

3. Agree to the terms of the contract and confirm the registration (using a special code that will be sent to your email).

4. Pay for the insurance in a convenient way.

5. Receive the ready-made apartment insurance policy at the specified email address.

Advantages of taking out insurance with Visit Ukraine

1. Speed and accessibility – the price is calculated instantly, and only a passport and tax identification number are required for registration.

2. Optimal price and convenient payment methods – you can use a card from any bank.

3. Security – you can receive the policy immediately at the specified email address.

4. Wide range of prices and services – you can choose the optimal amount from 125,000 to 2 million UAH to insure your own or rented apartment.

5. Additional services – reimbursement of expenses to third parties who have suffered as a result of unintentional actions.

Photo: Freepik

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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