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16 Mai. 2025

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How to value real estate for insurance purposes: step-by-step instructions

Versicherung
Immobilien
Ukraine
How to value real estate for insurance purposes: step-by-step instructions

Property valuation for insurance purposes is an important step in protecting your property from potential financial losses in the event of an accident. A correct property valuation ensures that the insurance company will pay you the compensation you are entitled to. Learn more about the key factors that influence valuation and how to choose the right sum insured for your property

Apartment insurance against damage, destruction and theft
Apartment insurance against damage, destruction and theft
BUY


Property valuation for insurance purposes is an important step that will help you avoid problems in the event of an insured event. A correct valuation allows you to receive fair compensation in the event of damage or destruction of your property. An incorrectly determined value may result in the insurance payout being insufficient to cover all costs.


How to correctly assess your property for insurance so that you can protect your property as effectively as possible, what to look for when assessing and how to choose the right insurance amount — we will tell you more in this article.


Are you concerned about your real estate? Select a reliable policy on the Visit Ukraine portal.



Property insurance in Ukraine: what do you need to know to assess property for insurance?


In order to correctly assess your property, it is important to consider several key factors that affect its value:


– Size and area of the property. The total area of the dwelling and the number of rooms can affect the valuation, but this is not the main factor.

– Location. The value of a property can vary depending on the region or city where it is located.

– Condition of the building. It is important to assess whether the property is new or old, as well as the availability of repairs and technical characteristics.




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Home or apartment insurance: how much can you insure your property for?


Three types of insurance policies for real estate are available on the Visit Ukraine portal:


– Express apartment insurance: insurance amount from 250,000 to 2,000,000 UAH.

– Express apartment insurance + war risks: insurance amount from 125,000 to 2,000,000 UAH.

– Express house insurance + war risks: insurance amount from 125,000 to 2,000,000 UAH.


The client independently assesses the condition of their property and selects the appropriate insurance amount.


For convenience, on the Visit Ukraine portal, you can calculate the amount of coverage yourself by choosing the policy that best suits your needs. The cost of the policy depends on two main parameters: the sum insured — the client chooses independently, determining the value of their property and the region — the location of the property (for example, Kyiv or other regions of Ukraine).


How to insure real estate online on the Visit Ukraine portal?


You can take out real estate insurance through Visit Ukraine in just a few minutes:


1. Select the policy that suits your needs and follow the link:


– Express apartment insurance;

– Express apartment insurance + war risks;

– Express house insurance + war risks.


2. Determine the insured amount, taking into account the estimated value of your property.

3. Fill in the form with details of the property (city, address) and personal details (full name, contact details).

4. Agree to the terms of the contract and confirm the registration (you will receive a code to the specified email address).

5. Pay for the insurance using a convenient payment method: Visa/Mastercard, Apple Pay, Google Pay, American Express, or pay in instalments via WayForPay.

6. Receive the policy by email.


Visit Ukraine property insurance: advantages of registration


Registering for insurance on the Visit Ukraine platform has several significant advantages:


– 100% online registration without the need to meet with agents to assess the property.

– Flexible insurance coverage from 125,000 to 2,000,000 UAH, which the client chooses independently.

– Transparent pricing system that does not depend on the area or floor of your property.

– 24/7 support to help with any questions.

– Simple claims settlement system in the event of an insured event.

– Insurance from reliable companies with experience and a good reputation in the market.


It takes only 5 minutes to take out insurance, and the cost of insurance is affordable for everyone.


Don't waste time on complicated procedures — take out insurance quickly and easily on the Visit Ukraine portal!



Reminder! Property insurance is an important tool for protecting your real estate from unforeseen situations such as war, natural disasters or domestic accidents. Insurance not only reduces financial losses, but also provides peace of mind for your family and business. How much does property insurance cost in Ukraine and why is it necessary nowadays — we explain here.


Photo: Adobe Stock


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




We recommend purchasing it for a safe and comfortable trip to Ukraine: 


Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.




© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.

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Wie kann man seine Immobilie für Versicherungszwecke bewerten?
Die Bewertung einer Immobilie für Versicherungszwecke basiert auf mehreren wesentlichen Faktoren: Größe und Fläche des Objekts, Lage und Zustand des Gebäudes. Achten Sie bei der Bewertung auf die Besonderheiten Ihrer Immobilie, um die optimale Versicherungssumme zu ermitteln.
Welcher Betrag kann für eine Wohnung oder ein Haus in der Ukraine versichert werden?
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