Zahlung für ein durch eine Drohne zerstörtes Auto: Warum ist Versicherung in der Ukraine nicht nur eine Formalität?

In Kriegszeiten haben die Risiken für Eigentum zugenommen, insbesondere für Autobesitzer in der Ukraine. Unabsichtliche Drohnenangriffe und andere unvorhersehbare Situationen können ernsthafte Schäden verursachen. In solchen Fällen bietet die Mini CASCO-Versicherung zuverlässigen Schutz, der es Ihnen ermöglicht, Entschädigung für zerstörtes Eigentum zu erhalten. Erfahren Sie mehr darüber, wie die Autoversicherung in der Ukraine funktioniert und warum sie in Kriegszeiten so wichtig ist.

Schließen Sie eine Mini-Hull-Versicherung bei Visit Ukraine ab - garantierter Schutz für Ihr Auto in nur 5 Minuten!

KAUFEN

With the start of full-scale war, the topic of security in Ukraine has changed dramatically. Now, risks to property have increased not only due to military action, but also due to unexpected situations such as shelling, rocket debris, or drone attacks. Losing a car in wartime is not fiction, but a harsh reality for many citizens, including tourists. But there is a way to protect your property — insurance. How does such insurance work in Ukraine, especially in wartime?

In this article, we will look at a specific case of a tourist from Switzerland and show why insurance in Ukraine is not a formality but a necessity.

How car insurance against the consequences of war works: the story of a tourist from Switzerland

In 2025, a Swiss citizen came to Ukraine for a tourist trip. As a responsible traveller, he purchased a Mini Hull insurance policy for his car, which covered military risks, through the Visit Ukraine portal. Unfortunately, his car was damaged by a drone. On the night of 19 March 2025, during a drone attack on Gostomel, not only buildings were damaged, but also cars, including his insured vehicle.

The insurance company Innovative Insurance Capital, which was chosen to issue the policy, conducted an examination that confirmed that the car was completely destroyed. Under the terms of the policy, the customer received compensation in the full amount of the insurance sum under the contract.

Photo: Innovative Insurance Capital

What is Mini Hull insurance in Ukraine and how is it useful?

Mini Hull insurance is a simplified version of traditional Hull insurance that covers key risks. It includes situations such as explosions, natural disasters, fires and, of course, military actions, including drone attacks.

Among the advantages of Mini Hull insurance:

– Affordable price. Simplified registration makes this option accessible to a wide range of people.

– Can be registered online. No need to waste time visiting offices; everything can be done from home or while travelling.

– Works even for foreigners. Tourists and visitors to Ukraine can easily insure their cars.

– No vehicle inspection required. Minimum paperwork and no need for a physical inspection of the vehicle.

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Why is insurance in Ukraine not just a formality?

In wartime, every day is a new risk. And it's not a question of ‘if’ something bad will happen, but ‘when’. Damage to property from rocket debris, destroyed car parks, explosions or drone attacks are real threats that anyone in Ukraine can face. In such a situation, insurance such as Mini Hull insurance is a necessity, as it allows you to quickly receive compensation for damaged property, even in conditions of constant danger.

How to insure your car in Ukraine against the risks of war?

Thanks to the Visit Ukraine portal, the process of insuring a car has become easy and convenient for everyone — both Ukrainian citizens and foreigners. You can take out a Mini Hull insurance policy online in just a few minutes:

1. Go to the link and select your citizenship.

2. Specify the insurance period, type of vehicle and the date of commencement of the policy — click ‘Search’ and select the package that meets your needs (Economy, Basic or Maximum + war risks) — click ‘Purchase’.

3. Fill in the form with your vehicle details and select the country of destination – ‘Ukraine’.

4. Fill in the form with the vehicle owner's details: the details must be entered as they appear in your passport (if you do not have a tax identification number, you can enter zero).

5. Confirm the details and agree to the terms of the contract. You will then receive a confirmation email with a special code that you need to enter in the form.

6. Pay for the policy in a way that is convenient for you and receive your Mini CASCO insurance by email.

The process takes a few minutes, and you get reliable protection for your car for the entire period of your stay in Ukraine.

Don't put it off — insure your car today!

Reminder! Travelling by car is a great way to explore Ukraine at your own pace. But to ensure a stress-free trip, it is worth taking care of all the details in advance — from documents to the technical condition of your car. How to properly prepare for a road trip to Ukraine — read here.

Photo: Office of the President of Ukraine

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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