Was kostet die Krankenversicherung für Reisen ins Ausland im Jahr 2025?

Bei der Planung einer Reise ins Ausland ist es wichtig, im Voraus für Ihre Sicherheit zu sorgen, denn die Krankenversicherung ist nicht nur finanzieller Schutz, sondern auch eine Pflichtanforderung für die Einreise in viele Länder. Erfahren Sie mehr über die Merkmale der Krankenversicherung, deren Deckung, Anmeldungsbedingungen und Vorteile auf dem Portal Visit Ukraine

Die Krankenversicherung ist eine Garantie für Ihre Sicherheit und einen ruhigen Aufenthalt außerhalb der Ukraine

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When planning a trip abroad, it is important to take care of your safety in advance. Health insurance is not just a formality, but a necessary protection in case of unforeseen situations. An illness, injury or emergency medical treatment abroad can cost a significant amount of money if you do not have a policy. Moreover, health insurance is a prerequisite for entering many countries.

What is the cost of an insurance policy in 2025, what determines its price, and what factors should be taken into account to choose the best option - we will tell you further in the article.

Planning a trip abroad?

Apply for health insurance on the Visit Ukraine portal - in just a few minutes online!

What does a health insurance policy cover when travelling abroad?

Medical insurance for travelling abroad is a guarantee that in case of unforeseen situations, you will receive the necessary assistance without significant financial costs. The insurance policy covers a wide range of services to ensure peace of mind and safety during your trip.

Basic medical insurance coverage

The standard policy includes key medical services required in case of illness or injury abroad:

- Medical consultations and diagnostic examinations.

- Treatment for acute illnesses or injuries.

- Emergency medical care, including hospitalisation.

- Medicines prescribed by a doctor.

- Evacuation to the nearest medical facility in case of a critical condition.

- Emergency dental care in case of acute pain or injury to the teeth.

Extended coverage: even more protection

If you want additional security while travelling, you can choose an extended insurance policy. It covers all the insured events of the basic cover and additionally includes (depending on the chosen policy):

- Vaccinations and emergency surgeries.

- Repatriation of the body to the home country in case of death of the insured person.

- Insurance against flight delay or cancellation.

- Compensation for lost or damaged baggage;

- Reimbursement of telephone costs in case of force majeure.

- Protection in the event of an accident - covering the cost of repairing personal transport.

- Assistance in preparing documents for returning home in case of passport loss.

What is the validity period and cost of the insurance?

When taking out health insurance for travelling abroad, you can choose both the duration of the policy and the territory of its validity. This is convenient, because you can buy insurance that covers only European countries, or choose a global coverage option for travelling around the world.

What determines the cost of insurance?

The price of an insurance policy is determined by several factors:

- Type of insurance coverage (basic or extended);

- Region of travel (Europe/world);

- Insurance validity period;

- Number of insured persons.

How much does health insurance cost in 2025?

Visit Ukraine offers not only basic insurance policies, but also many other options that may better suit your needs.

Browse all available offers and apply for insurance online in just a few minutes!

Who can take out insurance?

Health insurance for travelling abroad is available to people aged 18 to 65. If you need to insure a child under the age of 18, only one of the parents or a legal guardian who is at least 18 years old can do so. This rule applies to all types of insurance, including standard and extended coverage.

If the traveller plans to travel abroad frequently throughout the year, it is worth considering an annual medical package. It is available for people aged 18 to 60 and allows you to have insurance coverage throughout the year without having to take out a new policy before each trip.

Territories covered by the insurance policy

Medical insurance for travelling abroad is valid in certain territories depending on the type of policy you choose. You can choose insurance that covers only European countries, or an extended version with worldwide coverage. This allows you to flexibly choose a policy according to your travel route and plans for your stay abroad.

However, there are territorial restrictions. The insurance policy does not cover countries where military operations or armed conflicts are taking place, as well as countries under sanctions imposed by Ukraine, the UN, the EU, the US or the UK. This means that the insurance will not be valid, for example, in russia, Belarus, Iran, North Korea, Cuba, Syria and other countries subject to restrictions.

Before applying for a policy, it is recommended that you carefully check whether the countries you need are included in the coverage area.

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How to buy a health insurance policy?

To buy health insurance on the Visit Ukraine website, follow this link and follow these simple steps:

1. Choose an insurance package (depending on the region you are travelling to and the specifics of your trip).

2. Select the validity period of the insurance (according to the duration of your planned trip) and enter your date of birth. The service will automatically calculate the cost of insurance for 1 person for the selected period.

3. Fill in the form with the insured person's data (full name, e-mail, contact phone number, passport details, place of residence, TIN and country of destination). At this stage, you can add information about other insured persons if you plan to travel with someone else.

4. Read the terms and conditions of the contract and confirm the policy (you will need to enter a special code that will be sent to the specified e-mail).

5. Pay for the policy in a way convenient for you.

You will receive a ready-made health insurance policy to the e-mail address you specified. You do not need to print it out - you can simply save the electronic insurance on your smartphone or other gadget - it has the same legal force as the paper one.

If you have any questions in the process of applying for insurance, you can contact our support team for help (via WhatsApp or Telegram). Managers will help you choose the best coverage, depending on the specifics of your trip, and arrange insurance.

Why is it worth taking out medical insurance for a safe trip on Visit Ukraine?

Taking out health insurance before travelling is a necessary step to ensure your safety abroad. On the Visit Ukraine portal, the registration process takes only a few minutes, making it as convenient and affordable as possible. You can choose an insurance policy with coverage in Europe or for the whole world, depending on your needs.

In addition to the flexibility in choosing the coverage, you get reliable protection at an affordable price. The cost of the policy depends on the duration of insurance and the level of coverage, which allows you to choose the best option without unnecessary expenses. The insurance policy is issued in partnership with trusted insurance companies that guarantee a high level of service and quick settlement of insurance claims.

Round-the-clock support of the Visit Ukraine portal will help in case of unforeseen situations. You can always count on prompt assistance and advice.

Don't put off taking care of your safety until later - take out health insurance on Visit Ukraine right now and travel without any worries!

Just a reminder. In the current realities, travelling without an insurance policy is almost impossible. During any trip, travel companies or tourists take out insurance to protect themselves from unforeseen situations abroad. Read here to find out what to look for when taking out travel insurance in 2025 .

Photo: iStock

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Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

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