Wie man eine Versicherung für Reisen ins Ausland abschließt: Antworten auf häufige Fragen

Jede Reise ins Ausland sollte mit der Ausstellung einer entsprechenden Versicherungspolice beginnen. Es ist jedoch nicht ungewöhnlich, dass Ukrainer mit einer Reihe von Fragen zur Wahl und zu den Regeln der Versicherung konfrontiert werden. Erfahren Sie mehr über die verfügbaren Arten von Versicherungen, deren Kosten und Besonderheiten der Registrierung

Eine Versicherungspolice ist eine Garantie für Ihre Sicherheit und einen friedlichen Aufenthalt außerhalb der Ukraine

KAUFEN

The process of applying for an insurance policy can be complicated, especially if you are choosing a policy for the first time. Therefore, we have collected the most frequently asked questions of Ukrainians about buying travel insurance online on Visit Ukraine to make the selection and execution of a suitable policy as simple and clear as possible. Let's find out what types of insurance are available and answer the most popular questions further in the article.

💡Need help?

Contact the Visit Ukraine hotline via WhatsApp, Telegram or the form on the website. Our managers will help you choose and arrange a suitable insurance option for traveling abroad.

What kind of insurance for traveling abroad can Ukrainians apply for at Visit Ukraine?

In general, there are two types of insurance available to Ukrainians: travel and medical. They differ in coverage and are suitable for different purposes. It is worth noting that for those traveling abroad by car, it is mandatory to take out a Green Card policy, which covers damage to third parties as a result of an accident. This is an analog of the Ukrainian motor citizen, but of the international standard required by all countries that are parties to the agreement - 44 countries in Europe, Asia and Africa (most of them are EU countries).

To make it easier for you to choose a policy, you can conditionally divide insurance by coverage area.

Insurance for entry to Europe

Travel insurance for entry to Europe is suitable for travel, temporary protection and visa applications. The amount of coverage of such insurance is €30,000, which meets the requirements of the Schengen area. You can take out travel insurance for a period of 3 to 180 days, and the cost will depend on the package you choose: Visit Ukraine has insurance options from €0.53 to €1.91 per day.

Medical insurance for entry to Europe is suitable for travel, temporary protection, visas, and relocation. The amount of coverage will depend on the chosen package and can be €30,000 or €50,000. You can take out such insurance for a period of 30 to 90 days, and it will cost from €0.78 to €0.93 per insured day.

Insurance for traveling around the world

Travel insurance for traveling around the world will be valid wherever you are. This insurance, like the one for Europe, is suitable for travel, temporary protection, and visa applications. The amount of coverage is €50,000, which is enough for any country in the world. You can take out insurance for a period of 7 to 180 days, and the cost of one insured day will be €2.15.

The worldwide health insurance, in particular the Classic, Silver, Gold, Platinum packages, is suitable for traveling and has the widest coverage. The annual health insurance package is suitable for work and residence permit abroad. The amount of insurance coverage also depends on the chosen package and can be €30,000 or €50,000. You can take out such insurance for a period of 3 to 180 days, and annual insurance - only for 365 days. The cost of an insured day will be from €1.5 to €4, and the annual package will cost €459.9.

In which cases travel insurance will not cover your medical expenses, we have described in this article.

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Answers to frequently asked questions about taking out travel insurance

Among the most frequently asked questions by Ukrainians when taking out insurance are the following.

What is the minimum number of days to take out an insurance policy?

The minimum number of days depends on the insurance chosen:

● For travel insurance to Europe, it is 3 days;

● for health insurance to Europe - 30 days

● for travel insurance covering the whole world - 7 days;

● for medical insurance worldwide - 3 days (except for the annual package).

What passport data do I need to provide?

When applying for an insurance policy, the series and number of the insured person's passport must be indicated in the “Passport data” field.

What address should I provide?

When applying for an insurance policy, in the “Address” field, you must indicate your passport address (place of residence in Ukraine).

Can I buy insurance while I am abroad?

Yes, you can purchase insurance on the Visit Ukraine website even if you are already outside Ukraine. However, if you find yourself in such a situation, we advise you to consult with our managers to choose the right insurance policy and get the appropriate protection.

Is it possible to pay with a non-Ukrainian card?

Yes, you can pay for insurance with any card in the world (Visa/Mastercard). In addition, you can pay for the policy with Apple Pay, Google Pay or American Express.

Is it possible to change the policy validity dates after the policy is issued?

Yes, you can change the dates in the policy, but only before the start of the insurance period. To do this, be sure to contact the Visit Ukraine hotline. Our managers will help you make the appropriate changes.

Can I buy insurance online for a person over 65?

Unfortunately, according to the current rules of insurance companies, you can buy an insurance policy online when leaving Ukraine up to the age of 65 (inclusive). For more information about the peculiarities of insurance for the elderly, please follow the link.

Is it possible to take out insurance for a pregnant woman?

Yes, of course, insurance can be taken out for a pregnant woman on general terms and conditions. In this case, as a rule, the default insurance includes coverage for emergency obstetric care up to 28 weeks of pregnancy. We wrote more about insurance for pregnant women here.

Is it possible to take out insurance for a child?

Yes, you can take out insurance for a child, but in this case, the insured must be a parent or guardian over 18 years of age.

Online insurance is a convenient and quick way to provide yourself with the necessary insurance coverage when traveling abroad. The main thing is to fill in all the data carefully and choose the appropriate type of insurance depending on the purpose and duration of your stay outside Ukraine. Apply for the appropriate insurance on the website or contact the Visit Ukraine hotline (WhatsApp/Telegram) for help. Our managers will answer all your questions and help you with the insurance.

We remind you! An insurance policy is a mandatory requirement for obtaining a visa to most countries of the world. Read what features and requirements for insurance policies are imposed by different countries to successfully apply for a visa and protect yourself while traveling in our previous article.

Photo: Freepik

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

Our recommendation for a safe and comfortable trip: 

Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.

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