Wie überträgt man Geld von der Ukraine nach Europa?

Geld von der Ukraine nach Europa zu überweisen ist heute möglich, erfordert jedoch einen sorgfältigen Ansatz bei der Auswahl der Überweisungsmethode und die Einhaltung aller Einschränkungen. Erfahren Sie, wie Sie Geld überweisen und welche Regeln zu beachten sind

Rechtsberatung für Ukrainer

HOLEN

With the development of globalisation and the growing number of Ukrainians working or living abroad, money transfers from Ukraine to Europe have become a topical issue. However, today there are significant restrictions that need to be taken into account when making such transactions. Let's take a look at the main methods of transferring money and the restrictions established at the legislative level.

The main ways to transfer money

P2P transfers from card to card

This is a popular way to transfer money. However, since 5 October 2022, restrictions have been imposed on the use of hryvnia payment cards for international transfers. Now transfers are only possible from a currency card of a Ukrainian bank to a card of a foreign bank.

Restrictions:

- The maximum transfer amount should not exceed the equivalent of UAH 100,000 per month from all foreign currency accounts of the client.

- When using hryvnia cards, you can send up to UAH 150 thousand per month, but only within Ukraine.

Please note that transfer fees and withdrawal limits may vary from bank to bank. For example, most Ukrainian banks have a limit of UAH 12,500 per week for cash withdrawals abroad.

Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!

SWIFT transfers

This method is intended for transfers to personal accounts abroad or accounts of close relatives (parents, spouse, children).

Terms of SWIFT transfers:

The bank requires documents confirming the relationship.

Funds can only be transferred within your own accounts or to the accounts of relatives.

Exceptions for SWIFT transfers are provided only for certain purposes:

- Payment for critical imports for the country's defence.

- Payment for education (including accommodation and insurance).

- Treatment or rehabilitation abroad.

- Expenses related to the death of citizens or transportation of patients.

- Payment of alimony.

All of these transactions must also be supported by relevant documents.

Key restrictions

In addition to limits on the amount, there are restrictions on so-called quasi cash transactions. These include deposits to e-wallets, brokerage accounts, purchases of virtual assets, and other similar transactions. They are subject to the same rules as P2P transfers.

Also, before sending funds to a European bank, check its transfer acceptance policy. European banks may operate under different legal regulations, which can cause additional difficulties when crediting money.

What is important to know before making a transfer?

First of all, check your bank's transfer fees, as they can significantly affect the final amount. In addition, keep an eye on the restrictions set to avoid a transaction being refused.

It is also important to remember that when using SWIFT transfers, you should prepare supporting documents for the bank in advance.

We remind you! As of 1 October 2024, Ukraine introduced new rules on restrictions on card transfers between individuals. This innovation is aimed at strengthening control over the origin of income, combating the shadow economy and tax evasion.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.