The culprit fled the scene of an accident: how to get compensation under CTP insurance?

It is not uncommon for unscrupulous drivers who have created an emergency situation on the road that has led to an accident to flee the scene. Find out more about what to do if the culprit has left the scene of an accident and how to get insurance compensation in this case

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As a rule, obtaining compensation under a compulsory motor third party liability insurance policy in the event of an accident with a clearly identified victim and culprit is straightforward.

However, the situation is quite different when the culprit of the accident has left the scene. The article explains whether it is possible to receive monetary compensation for damages in this case and where to apply.

How much will the cheapest motor insurance cost in Ukraine in 2025? Find out here.

Take out a motor third party liability insurance online in 5 minutes and feel confident on the road!

What to do if the culprit fled the scene of an accident?

According to the laws of Ukraine, there are two options in the event of an accident: drawing up a Europrotocol (if the situation allows) and calling the police.

You can find out more about the conditions for drawing up the Europrotocol in Ukraine here.

However, what should you do if the person responsible for the accident fled the scene?

● Do not move the car, switch on the hazard warning light and put up an emergency sign;

● Call the police;

● Try to find witnesses to the accident or find out if there are any surveillance cameras on the road. Also, if possible, take photos and videos of the scene;

● notify the insurance company of the situation.

Upon arrival at the scene of the accident, the police will draw up a report. You should read it carefully.

In order to find the fleeing culprit, you need to contact the police and write a statement, providing a copy of the protocol and a video recorder, if available.

How to check the validity of your motor insurance policy and its expiry date through the MTIBU — read more here.

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How can I get compensation for damages after an accident if the culprit has fled?

Keep in mind that only those drivers who have a valid compulsory motor third party liability insurance policy can count on compensation for damages in the event of an accident.

If the culprit has left the scene of the accident without permission, the injured driver must contact the Motor Transport (Insurance) Bureau in person within 3 days of the accident with a package of the following documents to receive compensation:

● application for insurance indemnity;

● insurance policy of MTPL;

● passport of a citizen of Ukraine

● registration number of the taxpayer's account card (TIN);

● technical passport for the car;

● bank details;

● a report from the scene of a road traffic accident.

The Motor Transport (Insurance) Bureau will make a decision on the reimbursement within 90 days after the application is submitted. Keep in mind that it is prohibited to repair the damaged car until then.

Are military personnel required to take out motor insurance — find out here.

Where to get motor insurance online?

Visit Ukraine offers quick and convenient online car insurance. We work only with trusted insurance companies, guaranteeing reliability and transparency. Our service allows you to receive an official insurance policy by email in a matter of minutes without any hassle.

Registering for motor third-party liability insurance online on the Visit Ukraine portal takes just a few minutes:

1. Follow this link.

2. Click on the ‘Order policy’ button.

3. Enter your vehicle registration number and tick the box if you are eligible for any insurance policy discounts – the system will automatically find your car by its registration number.

4. Specify the start date of the policy and select the offer from the insurance company that suits your needs.

5. Fill in the form with the details of the insured and the vehicle.

6. Confirm the details and agree to the terms of the contract.

7. Pay for the policy in a convenient way and receive electronic insurance by email.

Advantages of purchasing motor insurance online through Visit Ukraine

– Speed and convenience. You can purchase a policy in a few minutes without having to visit an office.

– Comparison of offers. The portal presents options from different insurance companies, allowing you to easily choose the best policy.

– A unified pricing policy with service station partners, which guarantees the repair of the victim's car.

– One of the best contact centres in Ukraine, providing information support.

– One of the best settlements in Ukraine, guaranteeing protection of the budget of the insured/person responsible for the accident.

Don't waste time calling insurance companies!

Get your motor insurance quickly and profitably on the Visit Ukraine portal. Check all offers in one place and choose the best option for your car!

Just a reminder. The 2025 amendments have made motor insurance more ‘driver-friendly’: limits have been increased, the deductible and depreciation coefficient have been eliminated, and money now goes directly to the service station, which speeds up repairs. How to calculate compensation for motor insurance and receive payment on time — we explain here.

Photo: Freepik