Immobilienkauf: Wie viele Ukrainer haben in Polen Hypotheken aufgenommen?

Im letzten Jahr entschied sich eine erhebliche Anzahl von Ukrainern, die in Polen leben, in Immobilien zu investieren. Ukrainische Staatsbürger nutzten das staatliche Programm zum Kauf eines Eigenheims. Erfahren Sie mehr darüber, wie viele Ukrainer in Polen Wohnungsdarlehen aufgenommen haben.

Eine Versicherungspolice ist eine Garantie für Ihre Sicherheit und einen friedlichen Aufenthalt außerhalb der Ukraine

KAUFEN

Last year, Ukrainian migrants in Poland were actively investing in residential real estate, using a government program to buy their first property. However, according to yavp.pl, banks stopped accepting applications for mortgage loans with an interest rate of only 2% per annum. 

How many Ukrainians have taken out home loans in Poland?

According to estimates, in 2023, more than 3,000 foreigners purchased their first home in Poland under the 2% Safe Loan program, of whom 2,215 were Ukrainians. Belarusians were granted 492 loans under this program, and Indian citizens - 46.

The amount of loans at 2% per annum granted to foreigners and families with foreign borrowers reached almost PLN 1.3 billion (about EUR 300 million). In January, the Bank of National Economy (Bank Gospodarstwa Krajowego) announced that the 2% Safe Loan program had been suspended due to the exhaustion of funds.

Visit Ukraine on social media: Telegram | YouTube | Instagram | Facebook | Twitter | TikTok

In the first half of 2024, the Polish government plans to develop a new program to provide soft loans.

According to the Credit Information Bureau, from January to October 2023, Ukrainians were granted loans worth PLN 2.621 billion, which is higher than in 2022 (PLN 2.429 billion). The total debt of Ukrainians by the end of October 2023 amounted to PLN 7.942 billion (about EUR 1.828 billion), mainly on mortgage loans.

We remind you! When looking for a home, you should consider an additional cost factor that is added to the rent specified by the owner. Find out more about the covenant, how to properly record it, and how to demand its return if the landlord refuses.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

Our recommendation for a safe and comfortable trip: 

Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.

© 2018-2023, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.