Mini hull insurance and car theft: will insurance cover it?

Mini hull insurance is affordable protection for your car against major risks. Find out whether mini hull insurance covers theft in 2025, what insurance conditions apply, and how to get a good deal on a policy online

Take out Mini Hull insurance at Visit Ukraine - guaranteed car protection in just 5 minutes!

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Mini hull insurance is a simplified version of voluntary car insurance that protects your car from the most common risks. Unlike full hull insurance, which covers virtually all possible cases of damage or loss of a car, mini hull insurance has a limited list of insured events, but is significantly cheaper.

What does mini hull insurance cover?

Mini hull insurance covers only the most common risks. At the same time, you can choose your own insurance coverage, for example:

● economy package: damage after an accident with other vehicles (even if you are at fault for the accident);

● basic package: economy coverage + compensation for total destruction of the car due to natural disasters;

● maximum package: economy and basic coverage + compensation in case of damage or destruction of the car due to passive or active risks of war and tow truck services.

Thus, mini hull insurance is a budget solution for those who want to protect their car from the most critical risks without overpaying for a full package. By the way, insurance is available for both cars with Ukrainian registration and cars with foreign license plates.

Car theft and mini hull insurance: is theft included in the standard package?

Many drivers ask: does mini hull insurance cover car theft? In the standard packages available on Visit Ukraine, theft is not included in the list of insured events. This is important to consider when choosing a policy: mini hull insurance protects against accidents and natural disasters, military risks, but not against the loss of a car due to theft.

If car theft insurance in Ukraine is key for you, then you should choose full hull insurance, as only this provides compensation in such cases.

Read also: Where to leave your car overnight in Ukraine? Tips for foreigners

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How much does mini hull insurance cost in 2025?

The cost depends primarily on the insurance package you choose and the term of the insurance:

How to get mini hull insurance through Visit Ukraine

The entire process is done online:

1. Follow the link and indicate your citizenship.

2. Specify the insurance term, vehicle type, and policy start date — click “Search” and select the package that meets your needs (Economy, Basic, or Maximum + war risks) — click “Buy.”

3. Fill out the form with information about the car and select the destination country – “Ukraine.”

4. Fill out the form with information about the vehicle owner: the information should be filled in according to the passport (if you do not have a tax identification number, you can enter zero).

5. Confirm the details and agree to the terms of the contract. You will then receive a confirmation email with a special code that you need to enter in the form.

5. Pay for the policy in a way that is convenient for you and receive your mini hull insurance by email.

In the event of an insured event, the insurance company's managers will help you quickly gather the necessary documents and receive compensation.

mini hull insurance in 2025 is a budget option for car insurance that protects against losses in traffic accidents, natural disasters, and military risks (depending on the package). However, car theft is not covered by mini hull insurance, and this should be taken into account when choosing.

If you want basic protection without overpaying, get mini hull insurance online through Visit Ukraine. It's fast, convenient, and without unnecessary bureaucracy.

We remind you! In the previous article, we told you what to do if your car was damaged or stolen while traveling in Ukraine. Read how to act in such a situation and how car insurance in Ukraine can protect you from financial losses.

Photo: Freepik

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Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

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