Compensation under compulsory MTPL insurance: amounts received by victims in the first half of 2025

Compensation for motor vehicle insurance in Ukraine for the first half of 2025 amounted to several billion hryvnias — insurance companies settled tens of thousands of cases and significantly increased the size of payments. Find out how much the victims received

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TAKE

Compulsory civil liability insurance for car owners (OSAGO, commonly known as ‘autocivilka’) continues to be a key tool for protecting road users in Ukraine. According to the Motor (Transport) Insurance Bureau of Ukraine (MTIBU), in the first half of 2025, insurance companies paid out over UAH 2.8 billion in compensation to victims of road accidents.

Take out a motor third party liability insurance online in 5 minutes and feel confident on the road!

How many cases were settled

In January-June 2025, tens of thousands of insurance claims were settled:

▪️ Over UAH 1.9 billion was paid for damage caused to the property of victims.

- 38,331 cases settled;

- average payout — UAH 51,796.

▪️ Over 137 million UAH was allocated for damage caused to life and health.

- 2,284 cases;

- average payment amount — 60,194 UAH.

▪️ Under the Europrotocol (without calling the police), insurance companies paid out over 761 million UAH.

- 31,783 cases;

- average compensation amount — 23,975 UAH.

Thus, MTPL not only guarantees financial protection for victims, but also allows some cases to be settled in a simplified manner.

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New rules from 2025

As a reminder, on 1 January 2025, the updated Law of Ukraine ‘On Compulsory Insurance of Civil Liability of Owners of Land Vehicles’ came into force. It introduced a number of changes:

▪️ increased insurance amounts;

▪️ cancelled deductibles;

▪️ simplified the procedure for obtaining compensation.

According to the new rules, payments may amount to:

▪️ for damage to life and health — up to UAH 500,000 per victim and up to UAH 5 million per insurance event;

▪️ for damage to property — up to UAH 250,000 per victim and up to UAH 1.25 million per insurance event.

Where to get MTPL insurance online

To be sure of your financial protection and avoid fines, it is worth taking out MTPL insurance in advance. You can do this remotely, online and in a few minutes on the Visit Ukraine portal. Here you will receive:

- a convenient calculator for calculating the cost;

- the ability to pay quickly by card;

- an electronic policy that is immediately sent to your email and is valid on a par with a paper one.

Get your motor vehicle insurance online at Visit Ukraine and rest assured about your safety on the roads.

We remind you! MTPL with restrictions helps to reduce the cost of the policy, but requires strict compliance with the conditions regarding the age of drivers, mileage and use of the car. Find out how a standard policy differs from a limited one and what pitfalls await drivers.

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