Medical insurance for studying abroad: which policy should you choose for your child?

Studying abroad opens up new opportunities for children, but it also requires careful preparation. One of the key steps is obtaining medical insurance, which will provide protection in case of illness or injury and help avoid unexpected expenses. Learn more about policy requirements, necessary coverage and convenient ways to apply

Insurance policy - a guarantee of your safety and peace of mind while travelling outside Ukraine

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When a child goes abroad to study, one of the mandatory requirements for their trip is international medical insurance.

What should it cover, how to choose the best one and where to get it online — we will tell you more in this article.

Do you need medical insurance for travel and a safe stay abroad?

Get a policy in just a few minutes on the Visit Ukraine portal!

Why is insurance a must for studying abroad?

In most countries, having medical insurance is a must for getting a student visa. It's a guarantee that if a foreign student gets sick, hurt, or has some other medical emergency, they'll get the help they need.

Medical care abroad is usually expensive, and without insurance, you will have to pay for everything yourself. In addition, the absence of a policy

may result in visa refusal or even cancellation of student status.

You can take out international insurance for study abroad online at Visit Ukraine — quickly, conveniently and in accordance with all the requirements of the country.

What are the insurance requirements for studying abroad set by countries and educational institutions?

Insurance requirements can vary significantly depending on the country, specific university and even faculty. The main ones are:

– Minimum coverage amount. For example, for Schengen countries, this is at least €30,000. In the United States or Canada, this amount can be significantly higher — from 50,000 to 100,000 US dollars.

– COVID-19 and other epidemic risks. After the pandemic, most educational institutions require that the policy cover the cost of treatment for diseases caused by epidemics. In some countries, this is a mandatory requirement for crossing the border.

– Accident coverage. This is especially important for students who participate in sports or travel actively. Some universities even require coverage for risks associated with an active lifestyle.

Depending on the country, requirements may also vary:

– Poland. Requires a policy with a minimum coverage of €30,000. Universities often offer insurance on site, but it may be more expensive and less advantageous.

– Germany. Both public and private insurance are available to students. Private insurance is beneficial for younger students or language courses.

– Canada. Some provinces have a public healthcare system, but most international students must have their own commercial insurance, which is often provided by the university or must be purchased separately.

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Insurance for students abroad: what risks should the ideal policy cover?

To feel secure about your child's health, you should pay attention to the following key points:

– Outpatient and inpatient treatment. This includes consultations with doctors, diagnostics, tests, prescriptions for medication and hospital stays.

– Emergency care and hospitalisation. In the event of sudden illness or injury, the insurance company must cover the full cost of care, including resuscitation and emergency surgery.

– Evacuation and repatriation. In critical cases (for example, if treatment must be carried out in the country of residence), the insurance will cover the costs of medical evacuation or transport of the body in the event of death.

– Additional options. Coverage of sports risks (skiing, cycling, team sports), travel during holidays, psychological assistance, etc. This is especially important for children who are active outside of school.

👉 On the Visit Ukraine portal, you can select a policy with the necessary extensions depending on your needs and the requirements of the country.

How to choose the right insurance for children studying abroad?

– Check the validity period. The policy should cover the entire period of study — from the date of entry to the date of completion of the programme. If the study programme is long, it is better to choose annual policies with the option of renewal.

– Read the terms and conditions and exclusions. Carefully study what the policy covers and what is excluded. For example, chronic diseases, dental services or psychiatric care may not be included in the basic package.

– Compare several offers. Choose not only by price, but also by content. It is better to spend a little more, but be sure of full protection.

👉 Use the Visit Ukraine portal to choose the best policy— it allows you to quickly compare different options and choose the most suitable one for your child.

Step-by-step instructions for purchasing insurance for a child travelling abroad

1. Fill in a short form with the student's personal details: full name, date of birth, country and period of stay.

2. Select the appropriate package according to the requirements of the country and educational institution. The aggregator will automatically suggest recommended options.

3. Pay for the policy in a convenient way: by card or through a banking service.

4. Receive the finished insurance policy by email — the policy is sent in PDF format and is valid for presentation at the consulate or border service.

On the home stretch: what should parents remember?

– Without insurance, there are high risks, significant financial expenses in case of illness, and possible visa problems.

– Choose your policy carefully: read the terms and conditions, take into account the requirements of the selected country and university.

– The most convenient way is to apply online at Visit Ukraine in a few minutes, without visiting the office.

Take out a policy and always be confident in your child's safety while studying abroad!

Reminder! More and more Ukrainian graduates are choosing to study abroad because of the safety and high quality of education. Where Ukrainian graduates most often go to study abroad and what specialities they choose — we tell you here.

Photo: generated using Gemini

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