Instructions for foreigners: how to get medical insurance for Ukraine

Planning a trip to Ukraine? Find out how foreigners can get health insurance, what types of policies are available, and how to choose the best one

Take care of reliable insurance for safe entry and stay in Ukraine

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A trip to Ukraine is a great opportunity to get acquainted with the unique culture, history and hospitality. However, it is important to remember that in order to travel to the country, foreigners must have medical insurance for Ukraine. This is not only a legal requirement, but also a necessary step to ensure their own safety.

Having an insurance policy allows you to avoid financial risks in the event of illness, accident or emergency during your stay in Ukraine. To make your trip safe and peaceful, you should take care of the appropriate insurance coverage in advance.

How to get medical insurance for Ukraine? Read the instructions for foreigners on Visit Ukraine.

What is medical insurance for foreigners in Ukraine?

Medical insurance for foreigners in Ukraine is a policy that guarantees the provision of medical care to foreign citizens during their stay on Ukrainian territory. It is also a mandatory condition for crossing the border.

The main purpose of such a policy is to cover the costs of outpatient treatment, hospitalization, medical transportation and other medical services necessary in case of a sudden deterioration in health or injuries.

In addition, the insurance may cover additional costs and risks associated with a stay in Ukraine. For example, military risks, as well as loss of luggage, cancellation or delay of flights, malfunction of the insured person’s own car in the event of an accident and other cases.

Currently, two main types of policies are most common in Ukraine:

- Standard medical insurance.

- Insurance with coverage of military risks.

They differ in the set of services offered to the applicant. However, regardless of what type of insurance you plan to purchase, when choosing a medical insurance policy, it is important to pay attention to the following factors:

- Risks covered by the insurance - the policy must cover your needs, for example, medical care, trip cancellation, personal liability, etc.

- Duration of coverage – choose a policy that will be valid throughout your stay abroad, and which can be easily extended even from another country.

- Deductible – be sure to pay attention to the amount of the deductible – this is the amount that you will have to pay out of your own pocket in the event of an insured event.

- Exclusions – analyze under what circumstances the policy does not apply.

- Reputation of the insurance company – choose only insurance agents who have been working in the market for a long time, have experience working with clients and respond quickly to claims.

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What does standard medical insurance cover?

Standard medical insurance covers a wide range of medical expenses, the list of which will depend on the selected insurance package.

The main risks covered by the policy include:

- Emergency medical care and transportation to a medical facility;

- Treatment of sudden illnesses;

- Hospitalization;

- Medication prescribed by a doctor;

- Outpatient treatment and examination;

- Accidents and injuries.

You can choose additional coverage yourself, depending on the purpose and duration of your trip, as well as individual needs and budget. Additionally, insurance may cover the costs of: COVID-19 diagnostics and treatment, emergency dental care, vaccination, transportation to the country of permanent residence in the event of an insured event, the services of a lawyer, translator or restoration of lost documents, compensation for damages to the injured party (civil liability), stay in the waiting area in case of cancellation or delay of flights and many other risks.

Standard medical insurance is the most popular format of medical insurance for tourists in Ukraine among foreigners arriving for a short period.

What does war risk insurance include?

War risk insurance has classic medical insurance coverage, which includes emergency care, outpatient treatment, hospitalization and repatriation of the insured person (or his body, in case of death) from the place of stay to the place of his permanent residence and additionally guarantees monetary compensation in the event of an accident as a result of military operations, passive war risks, terrorist acts.

All foreign citizens planning a visit to Ukraine (except military personnel) can take out insurance. At the same time, for journalists, reporters, correspondents, opinion leaders, as well as media representatives, taking out war risk insurance is mandatory. This is enshrined in the Law of Ukraine on Insurance (Article 7).

How to apply for medical insurance for Ukraine: step-by-step instructions

To apply for medical insurance for entry into Ukraine on the Visit Ukraine website, follow the link and follow these simple steps:

1. Choose the type of insurance that meets your needs - standard medical insurance or war risk insurance.

2. Indicate your citizenship in the form.

3. The system will offer available packages that will differ in the set of risks, amount of coverage, duration and price. Choose the one that suits you best.

4. Specify the insurance validity period and your date of birth. The service will automatically calculate the cost of insurance for 1 person for the selected period.

5. Fill out the form with information about the insured person (full name, e-mail, contact phone number, passport details, citizenship and place of residence). At this stage, you can add data about other insured persons if you plan to travel with someone.

6. Read the terms of the contract and confirm the policy (for this you will need to enter a special code that will be sent to the specified e-mail).

7. Pay for the policy in a convenient way for you.

The finished policy will be sent to your mail after the transaction is completed. You do not need to print the insurance, just save it on your gadget. An electronic policy has the same legal force as paper insurance.

The whole process is fast, simple and convenient. That is why this is one of the most popular ways to obtain the best insurance for tourists in Ukraine.

Why should you choose Visit Ukraine for your insurance needs?

Obtaining medical insurance on the Visit Ukraine portal has many advantages:

- Speed ​​- registration takes only a few minutes;

- Accessibility - the site has a personal account for managing policies and storing your data;

- Security - your personal data is reliably protected;

- Convenience – the ability to easily choose and apply for a policy, as well as make payments online, without having to visit offices;

- Quality assurance – we cooperate with leading insurance companies;

- Simplicity – we provide all the necessary information so that you can make an informed decision and choose the optimal policy for your trip.

Medical insurance for tourists in Ukraine is not just a formality, but your personal guarantee of safety. Regardless of the duration of your visit, having medical insurance for foreigners in Ukraine allows you to feel confident in any situation. And if you are looking for the best insurance for tourists in Ukraine, the Visit Ukraine service offers a simple, fast and reliable way to apply for a policy online.

Safety starts with proper planning. Apply for your Ukraine travel insurance today – and travel safely.

Reminder! Despite air raids, missile attacks and other military risks, Ukraine attracts thousands of tourists from all over the world. We have already told you what travel insurance to Ukraine is worth purchasing, which policy to choose, and how to do it most conveniently.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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