Insurance for a residence permit in Ukraine: policy requirements, coverage and how to apply

Obtaining an insurance policy is one of the key stages of obtaining a residence permit in Ukraine for foreigners. Find out what requirements the Migration Service has for insurance in 2025, what the policy should cover, and how to properly apply for it

Insurance for obtaining a residence permit in Ukraine with coverage up to UAH 100,000

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Obtaining an insurance policy is a mandatory requirement for foreigners planning to obtain a residence permit in Ukraine. This applies to employees of foreign companies, students, teachers, volunteers, journalists, religious leaders, and other categories of foreign citizens. Find out what the insurance requirements are in 2025, what the policy should cover, and how to properly take out insurance for the migration service.

How much does it cost to obtain a residence permit in Ukraine, as well as insurance for obtaining a residence permit in Ukraine — we explain here.

By the way, you can find step-by-step instructions on how a foreigner can obtain a residence permit in Ukraine here.

Detailed information that will be useful when planning a trip to Ukraine can be found here:

– Travel to Ukraine for tourism.

– Employment in Ukraine.

– Immigration to Ukraine.

– Studying in Ukraine.

– Travelling to Ukraine by car.

– Popular destinations in Ukraine.

– Support Ukraine.

Who needs an insurance policy for a residence permit?

The State Migration Service requires health insurance for foreigners who plan to obtain a residence permit in order to:

● Employment in Ukrainian companies;

● Studying in educational institutions;

● Conducting volunteer, cultural, scientific and educational activities;

● Work in representative offices of foreign media, foreign banks and other organizations;

● Participation in international technical assistance projects

● Religious activities, etc.

Is it possible to obtain a residence permit in Ukraine remotely — we explain at the link.

The Visit Ukraine portal offers comprehensive legal support for foreigners who want to obtain a residence permit in Ukraine. Consultations, document preparation, translations, communication with government agencies — the service's specialists provide comprehensive turnkey support for students, employees, volunteers, and families of Ukrainians abroad. This is especially convenient for those who are not familiar with Ukrainian legal realities or do not speak the language.

Basic insurance requirements for a residence permit

In order to obtain a residence permit, foreigners must provide a health insurance policy that covers potential risks for the entire period of validity of the permit and, accordingly, their stay in Ukraine. This has become especially important in the current environment, when medical protection is of paramount importance, and an additional risk is the war in the country.

When applying for a residence permit, foreigners must provide a health insurance policy that meets the following requirements:

● The policy must be valid for the duration of the residence permit, i.e. at least one year;

● The insurance must be issued by a Ukrainian insurance company;

● The policy must include basic medical care and emergency medical care.

Currently, Ukrainian legislation does not provide for clear requirements for the amount of coverage, but as a rule, it should not be less than UAH 15,000. However, in today's realities, this amount is unlikely to cover the cost of treatment or medical services. Therefore, it is advisable to take out a policy with a broader coverage.

How to extend a residence permit during the war in Ukraine — we explain at the link.

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Why choose the Armor + Year of Protection annual insurance policy for a residence permit in Ukraine?

Armor + Year of Protection insurance is the optimal solution for foreigners who plan to obtain a residence permit in Ukraine. It is a specialised insurance product designed to meet the needs of foreign citizens who are applying for a residence permit and planning a long-term stay in Ukraine.

Key benefits of the policy:

– Compliance with all requirements of the migration service.

– Annual coverage (365 days).

– Comprehensive protection for amounts of 30,000/100,000 UAH.

– No age restrictions.

– Quick online registration.

Read also: Citizenship or residence permit: what rights and obligations do foreigners have in Ukraine?

If you are planning a short trip to Ukraine — for private or humanitarian purposes — you do not need to purchase an annual policy. Medical insurance policies for several days are available on the Visit Ukraine portal. The main advantage is coverage of military risks, which is extremely important in today's world. This approach allows you to get the protection you need without unnecessary costs and bureaucracy.

What does the Armor + Year of Protection insurance from the Visit Ukraine portal cover?

For convenience, the Visit Ukraine portal offers two policies with different coverage: Armor + Year of Protection with coverage of 30,000 UAH and Armor + Year of Protection with coverage of 100,000 UAH.

This insurance policy covers:

– Relief of acute pain during dental treatment (examination, anaesthesia, extraction).

– Coronavirus disease 2019 (COVID-19).

– Meningococcal infection.

– Acute inflammatory processes and injuries to the eye, ear, throat, nose.

– Death of the insured person as a result of an accident during passive risks of war.

– Thyroid diseases (myxedematous coma and thyrotoxic crisis).

– Acute pancreatitis.

What are the grounds for obtaining a residence permit in Ukraine — read here.

The Armor + Year of Protection insurance policy provides the necessary level of protection, meets all legal requirements and offers convenient online registration.

How to register for Armor + Year of Protection on the Visit Ukraine portal?

The registration process is as simple as possible and takes only a few minutes:

1. Follow the link. Select the desired coverage from the two available annual policies for PNP — Armor + Year of Protection with coverage of 30,000 UAH or Armor + Year of Protection with coverage of 100,000 UAH.

2. Fill in the information about the insured person (in Latin characters).

3. Select a convenient payment method: Visa/Mastercard, Apple Pay, Google Pay, American Express.

4. Receive your policy by email.

Take care of your protection in advance — get an Armor + Year of Protection insurance policy and ensure a peaceful stay in Ukraine!

We remind you! A residence permit in Ukraine opens up more opportunities than you think. Read about 10 non-obvious advantages of a residence permit in Ukraine that you should know before moving here.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – health insurance with coverage of war risks;

Visit Ukraine Mini Hull Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Osago – compulsory motor third party liability insurance for cars with Ukrainian registration;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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