Muss die Kfz-Haftpflichtversicherung bei einem Eigentümerwechsel geändert werden?

Nach dem Kauf eines Gebrauchtwagens interessiert sich der neue Eigentümer in der Regel für die Frage, was mit der Kfz-Haftpflichtversicherung nach dem Eigentumswechsel zu tun ist. Erfahren Sie, ob die Versicherung gültig bleibt, wann sie erneuert werden sollte und wie Sie ihre Relevanz überprüfen können.

Beantragen Sie eine Kfz-Versicherung auf Visit Ukraine - garantierter Schutz auf der Straße in nur 5 Minuten!

KAUFEN

Buying a used car is always a responsible process that involves not only legal aspects but also insurance issues. One of the most frequently asked questions in such cases is: what to do with the MTPL insurance after the change of ownership?

The MTPL policy remains valid

According to the current legislation, the policy of compulsory motor third party liability insurance (MTPL ) remains valid even after the change of car owner. This is because it is not the owner who is insured, but the vehicle itself. That is, the new owner can use the existing policy until its expiration date.

What can be done when buying and selling a car?

When you change the owner of a car, there are several options for action regarding the insurance policy:

🔹 Leave the insurance in force - if the previous owner does not terminate the contract, the new owner can use the MTPL insurance until its expiration without the need to make changes.

🔹 Terminate the contract and get a refund - if the seller wants to return the unused part of the insurance premium, he can contact the insurance company and submit a corresponding application.

🔹 Re-issue the policy to the new owner - this is not a mandatory procedure, but by agreement of the parties, it is possible to issue a new MTPL insurance.

Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!

Important points

📍 If you change the region of car registration, you need to clarify the insurance coefficient. If it is different, you will have to renegotiate the contract.

📍If only the license plate changes, you do not need to update the insurance. The main identifier in the MTPL insurance is the VIN code.

📍You can make sure that the policy is valid by checking it on the MTIBU website: policy-web.mtsbu.ua

Where can I buy a car insurance online?

If you need to take out a new MTPL insurance, the most convenient way to do it is online. One of the best services for this is Visit Ukraine, which offers fast and convenient insurance policy issuance without unnecessary hassle.

Advantages of applying for MTPL insurance on Visit Ukraine

✅ Registration in 5 minutes - without visits to the office and paperwork.

✅ Electronic policy - an official document stored in the MTIBU database.

✅ Affordable prices - favorable conditions and transparent pricing.

✅ 24/7 support - consultation and assistance at any time.

✅ Security and officialdom - cooperation only with trusted insurance companies.

Do not delay! Take out MTPL insurance in a few clicks and be sure of your protection on the road!🚗🔒

Just a reminder. Often, unscrupulous drivers who have created an emergency situation on the road that has led to an accident flee the scene. Read here to find out what to do if the culprit has left the scene of an accident and how to get insurance indemnity in this case.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.