Wie man ein Auto gegen Naturkatastrophen versichert und welche Versicherungsbedingungen gelten?

Mini CASCO kann eine großartige Option sein, um Ihr Auto gegen Naturkatastrophen zu versichern, insbesondere im aktuellen Klima. Erfahren Sie, welche Risiken die Versicherung abdeckt, die Höhe der Deckung und wo Sie eine solche Police abschließen können.

Profitabel Mini CASCO bei Visit Ukraine abschließen - garantierter Schutz für Ihr Auto in nur 5 Minuten!

KAUFEN

In the face of significant climate change and an increase in the frequency of natural disasters - from floods and hail to hurricanes and earthquakes - protecting a car from unpredictable natural phenomena is becoming an important part of car owners' financial security. Conventional MTPL policies do not cover losses from natural disasters, so special attention should be paid to hull insurance and its variants, such as Mini-Hull Insurance.

What natural disasters can threaten a car?

The main natural phenomena that can cause damage to the car:

- Hail

- Flood or flooding

- Hurricanes and storms

- Earthquakes

- Forest fires

- Landslides and landslides

Any of these events can lead to significant damage or even complete loss of the vehicle.

How does Mini CASCO work?

Mini CASCO is a voluntary policy that provides additional protection to vehicle owners. The main difference between the policy and the well-known motor third party liability insurance is that with Mini CASCO, the driver can rely on his insurance not only if he is the victim, but also if he is found to be the culprit of an accident.

In addition to damage as a result of an accident, depending on the chosen package, Mini CASCO covers tow truck services, complete destruction of the vehicle as a result of a natural disaster and passive war risks.

The Mini CASCO policy is available not only for Ukrainians, but also for foreigners who are planning a trip to Ukraine and want to take care of additional protection on the roads.

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What consequences of natural disasters are covered by Mini CASCO?

A natural disaster is an extraordinary natural phenomenon that acts with great destructive force, causes significant damage to the area in which it occurs, and disrupts the normal life of the population.

List of disasters covered by Mini CASCO:

- earthquake, landslide, rise of groundwater level, flooding;

- downpour

- hail

- snowfall

- abnormal heat;

- wind, hurricane;

- dust storm.

Mini CASCO also covers a number of other consequences. 

Where to take out Mini CASCO against natural disasters?

On the Visit Ukraine portal, you can now take out Mini CASCO insurance, which covers losses from natural disasters. This is an ideal solution for those who want to protect their car without overpaying.

Advantages of taking out such insurance at VU: 

- Fast online processing without queues and paperwork.

- Convenient choice of insurance conditions: necessary risks to save the budget.

- Coverage amount 150 thousand hryvnias (3500 euros)

For convenience, Mini CASCO insurance is presented in three tariffs to choose from, which differ in the losses covered:

● Economy. Covers losses only in the event of an accident in the presence of another party to the event.

● Basic. Covers losses in the event of a road traffic accident in the presence of another party to the accident and complete destruction of the vehicle as a result of a natural disaster.

● Maximum + war risks. Covers losses in the event of an accident in the presence of another party to the event, complete destruction of the vehicle as a result of a natural disaster, complete destruction of the vehicle in case of passive war risks and tow truck services.

We remind you! Mini CASCO is a voluntary car insurance that covers losses not only in the event of an accident, but also in the event of passive war risks. Read here to find out how the policy works and whether you can get compensation if your car is damaged by missile and drone debris.

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