Strafe für fehlende Kfz-Haftpflichtversicherung im Jahr 2025

Für jedes Fahrzeug mit ukrainischer Zulassung ist eine Kfz-Haftpflichtversicherung Pflicht. Erfahren Sie mehr über die gesetzlich vorgesehenen Strafen für das Fehlen einer Versicherung und wie Sie die Kfz-Haftpflichtversicherung online kaufen können

Beantragen Sie eine Kfz-Versicherung bei Visit Ukraine - garantierter Schutz auf der Straße in nur 5 Minuten!

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Motor third party liability insurance (MTPL) is a Ukrainian insurance policy that compensates victims of road traffic accidents. According to Ukrainian law, every driver of a vehicle must take out compulsory motor third party liability insurance. Fines are imposed for ignoring this rule. The amount of money a driver will have to pay in the absence of a policy is discussed further in this article.

Compulsory car insurance in Ukraine: penalty for not having a CTPCI

CTPCI is a compulsory motor insurance policy, which, if both parties to an accident have, will be compensated by the culprit's insurance company to the injured party. The amount of compensation in the event of a road traffic accident is limited: the insurer will pay the victim no more than UAH 160,000 to repair the car, or no more than UAH 320,000 if the driver's health was damaged. If this amount is not enough to compensate for the damage caused, the person responsible for the accident will have to cover the rest on their own.

However, do not forget that in the event of an accident, the culprit's insurance company will cover the damage caused to the damaged car. In order to receive compensation for damage to the at-fault driver's car, it is worth additionally taking out Mini Hull insurance.

We tell you how Mini Hull insurance works and what it covers here.

Keep in mind that the MTPL insurance policy is issued immediately after the car is registered. If the police stop the vehicle, the insurance policy will be checked along with other documents.

Is it possible to drive without CTP insurance in Ukraine?

No, in the absence of a policy, the driver will be obliged to pay a fine of UAH 425. If you do not pay within 15 days, the amount will double, and the driver will have to pay UAH 850.

Driving without motor third party liability insurance is not worth it not only because of the fines, but also because in the event of an accident without a policy, the offending driver will have to cover the victims' losses at his own expense.

Find out who doesn't need motor third party liability insurance in Ukraine in 2025 here.

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How do I apply for a car insurance policy online?

On the Visit Ukraine portal, you can buy a CTP insurance policy online. Packages with a deductible of UAH 3200, UAH 1600 and UAH 0 are available.

What are the advantages of buying a CTPCI policy on Visit Ukraine?

● Fair market rates that guarantee payments.
● Unified pricing policy with service station partners, which guarantees the restoration of the victim's car.
● One of the best in Ukraine Contact Centre providing information support.
● One of the best settlements in Ukraine, which guarantees protection of the Insured's/Insured's budget.

Your car is under reliable protection with a motor third party liability insurance policy from Visit Ukraine. With a motor third party liability insurance policy from Visit Ukraine, you will always be sure of your safety on the roads of Ukraine.

Take out a policy quickly and without any hassle and get full protection in case of an accident!

Just a reminder! Starting from 1 January 2025, new motor insurance rules have been in force in Ukraine, which have significantly changed the system of pricing motor third party liability insurance policies. Read here to find out how much a motor third party liability insurance policy will cost in 2025, what determines the price and how to save money on its purchase.

Photo: Freepik